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Citi Group SVP Credit Risk analitycs mortgages PYMES 
Mexico, Mexico City 
553897113

29.08.2024
Responsibilities:
  • Responsible for managing all aspects of their assigned global and more complex review entities including the execution of Business Monitoring and Reviews in accordance with the Fundamental Credit Review (FCR) Manual.
  • Monitor and evaluate portfolios, strategies, and credit risks.
  • Assess the effectiveness of credit risk controls of assigned businesses.
  • Propose pragmatic solutions to risk and control issues; maintain ongoing contact with an entity through Business Monitoring and corrective action follow-up.
  • Develop and maintain the Fundamental Credit Review Plan (“FCRP”) document, Sample Rationale Document (“SRD”), and other relevant FCR documents.
  • Manage global and more complex FCR Review Entities of consumer portfolios
  • Assess quality of assigned portfolios, including identification and evaluation of emerging risks
  • Assess effectiveness of the credit risk processes and standards of assigned entities to promote leading practices and identify opportunities for improvements
  • Review and assess the appropriateness, completeness and usage trends of the credit risk components of the Risk Appetite framework for the assigned portfolios
  • Provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios
  • Assess business/risk staffing models to ensure appropriate resources for assigned entities
  • Ensure that Corrective Action Plans for assigned businesses are appropriate, monitored and duly validated addressing concerns resulting from FCR Reviews or Business Monitoring
  • Ensure that FCR documents including the Credit Assessment Documents and the Fundamental Credit Review Reports meet quality and consistency standards
  • Assists the FCR Region Head on regional and/or global tasks
  • Keep FCR senior management informed of any concerns and/or emerging risks that may jeopardize their Review Entities
  • Aids Quality Assurance activities as Subject Matter Expert
  • Support in-Business Risk to continuously upgrade risk management tools/analytics and processes by provide strategy consulting where appropriate and required by countries and encourage “Best Practices” sharing across the countries in the Region in workshops, meetings and day-to-day processes. When needed, leverage on available expertise in Asia and/or globally.
  • Monitor production credit system performance and coordinate with appropriate parties to provide resolution of production problems associated with credit systems as raised by countries in the Region
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:
  • 10+ years experience in Policies/Analytics/Decision Management
  • Thinks and makes decisions in high risk scenarios, appropriately assessing a situation based on available data, experience, intuition, and judgment
  • Good project management skills
  • Able to interface with various levels of management in Global/Region/Business and across functions
  • Knowledge in consumer risk management credit cycle processes and asset product operations
  • Maintain effective negotiation skills, a proactive and 'no surprises' approach in communicating Risk issues, strength in sustaining autonomous views

Education:
  • Bachelor’s/University degree, Master’s degree preferred
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Ingeniería o Licenciatura en computación, Administración o afines

Dos años de experiencia en manejo y seguimiento a proyectos. Manejo de equipos de trabajo.

Tres años en funciones equivalentes como analista de información o diseño de bases de datos, preferentemente en Institución financiera

Herramientas que debe conocer:

Experiencia en uso de SQL y manejo de bases de datos

Experiencia en programación de SAS , SAS EG y SAS Data Integration

Uso de MS Project o programa para manejo de proyectos

Experiencia en manejo de Excel avanzado

Inglés avanzado

Habilidades adicionales:

Iniciativa y proactividad

Rápido aprendizaje

Trabajo en equipo

Trabajo bajo presión

Risk Management


Time Type:

Full time

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