PayPal Director Working Capital Loans Credit Risk 

France, Auvergne-Rhône-Alpes 

552385642

Credit Risk Management:

• Leads all aspects of credit risk management for allPayPal Working Capital

• unit economicsmodelsfor allWorking Capitalcredit products at PayPal,leveragingan NPV-based framework tooptimizeoutcomes across the product lifecycle.

• merchants who use Working Capitalproducts by influencing outcomes in marketing programs, the application funnel, data and infrastructure, and machine learning modeling.

• Fosters a culture of experimentation tooptimizedecisions based on clearobjective(i.e.well-defined metric).

• maintainstesting frameworks to ensure that sufficient data exists tooptimizefuture decisions across the credit lifecycle.

• Maintains a robust monitoring and reporting framework to ensure that emerging trends are quickly detected and actioned upon, and to ensure that leadership is aware of portfolio performance.

• Manages the portfolio within the return requirements and risk appetite of PayPal and our bank partners.

Stakeholder Management:

• Acts as the primary Credit Risk contact for theWorking Capitalproduct within PayPal.

• Develops and manages strong working relationships with internal and external partner teams.

• Is the key conduit for their products into product, Collections, and Fraud strategy (asappropriate)

Leadership and Team Development:

• Leads and develops a strong, analytical team to create, manage and refine credit policy and strategy.

• Coaches, motivates, challenges, andprovidesmanagerial guidance to the team. Develops and executes training and development programs for the team.

• Demonstrates a clear strategic vision to the team.

• Solves problems and makes decisions with sound judgement.

• Provides continuous feedback and completes formal performance evaluations.

• Values team recognition, diversity and creates an inclusive environment to celebrate the accomplishments of individual team members as well as the overall team.

Influence, Collaboration, and Communication:

• Is the preeminent authority on their products and presents, defends, and adjusts (as needed and within established credit risk tolerance guidelines) strategies and recommendations for optimization to the chief credit officer along with key internal partners.

• Is confident in decision making and actively contributes to decisions even if tangential to Credit risk.