In this role, you will:
- Develop strategies to maximize returns while minimizing risks associated with the unsecured and secured asset small business lending portfolios.
- Work with internal business partners such as risk management, credit risk, analytics, product lending, pricing and marketing to deliver and execute the strategy.
- Analyze the portfolio to monitor performance, assess risk and identify trends.
- Analyze the products and returns to identify and implement pricing strategies
- Develop strategies that drive healthy product usage and retention for existing customers.
- Evaluate and mange risks associate with unsecured revolving LOC and develop strategies to mitigate losses.
- Partner with compliance and account management to ensure that the portfolio is adhering to regulatory requirements and internal policies.
- Prepare reports on portfolio performance for senior management and stakeholders.
Required Qualifications:
- 7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- Consumer or small business credit product management
- Credit experience- managing a credit lending portfolio from a product standpoint
- Pricing experience – setting appropriate pricing and managing returns
- Able to interpret data, define and request needed analytics and create data driven strategies
- Experience with successfully consulting, influencing and partnering in matrixed environment
- Expertise in turning strategy into an execution plan and driving execution
- Excellent verbal, written, and interpersonal communication skills
- Bachelor's degree, or equivalent, in Finance, Economics, Engineering or related business field
- Minimum 5 years of work experience in related field
- Expertise in use of Excel and business intelligence tools like Tableau and/or Power BI.
- Strong analytical skills; ability to effectively communicate complex concepts to non-technical stakeholders
Job Expectations:
- This position offers a hybrid work schedule.
- This position is not eligible for Visa sponsorship.
Locations:
- 401 S Tryon St Charlotte, NC
- 1525 W WT Harris BLVD Charlotte, NC
- 250 E John Carpenter Freeway Irving, TX
- 550 S. 4th St Minneapolis, MN
- 2600 S Price Rd Chandler, AZ
- 11601 N Black Canyon HWY Phoenix, AZ
14 Mar 2025
Wells Fargo Recruitment and Hiring Requirements:
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.