Job Responsibilities
- Utilize excellent credit analysis and financial modeling skills to analyze and structure new transactions and work independently on the assigned credit portfolio.
- Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.
- Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.
- Lead complex transactions including negotiations and legal documentation for bilateral and syndicated finance structures.
- Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving.
- Act with a sense of urgency and drive execution to meet both internal and client deadlines.
- Partner effectively to develop fulsome client relationships, including being looked to as an expert on Structuring and Credit Policy and will be viewed as the “go-to” person for credit by both internal partners and clients.
- Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization.
- Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems.
Required qualifications, capabilities and skills
- BA/BS/BBA degree is required.
- Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures.
- At least 10 years’ experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience
- Significant accounting and finance knowledge and superior financial modeling skills.
- Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills.
- Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills.
- Excellent organizational and project management skills; able to manage competing priorities under tight deadlines.
- Proven ability to collaborate and build strong partnerships.
- Intellectual curiosity with a proven ability to learn quickly.
- High degree of initiative, self-direction, and ability to work well under pressure.
Preferred qualifications, capabilities and skills
- Experience with aerospace, defense and government services (ADG) companies.
- Experience with lending to sponsor-backed companies.