Job Responsibilities
- Interface closely with business teams to develop diligence questions by reviewing contracts, forecasts/budgets, financial statements, construction reports, operating reports, etc.
- Use strong analytical and problem-solving skills to understand and identify risks and recommend loan structures which sufficiently protects JPM’s interests in various structured transactions
- Build and maintain financial models to incorporate the impact of forward-looking risk assessment on key drivers
- Support execution of transactions, reviewing/structuring of finance and commercial contracts, making recommendations as to appropriate capital structure, exposure levels and risk grading
- Apply corporate finance and accounting expertise to prepare credit memorandums, take ownership of credit approvals and booking processes
- Perform portfolio management activities including analyzing amendment and waiver requests, periodic credit reviews, ongoing counterparty and industry credit analysis, monitoring of trading limits and appropriate credit ratings and negotiating documentation revisions, etc.
- Staying current on all aspects of assigned clients, including industry trends, portfolio performance, compliance with covenants, current events and news, potential risks and opportunities
Required qualifications, capabilities, and skills
- Bachelor’s degree in a quantitative discipline
- Minimum 3 years of credit risk experience within financial services
- Strong financial modeling skills and familiarity with financial statements (including ability to analyze capital structure, profitability, project build costs and cash flow)
- Understanding of client and capital markets processes, credit risk management and commercial requirements
- Self-motivated individual who can work independently as well as across a team
- Excellent communication and interpersonal skills and ability to communicate complex information in a clear and organized manner
- Highly proficient in Excel (including analysis/control of large datasets), PowerPoint and Word
Preferred qualifications, capabilities, and skills
- Experience in credit/counterparty risk in infrastructure finance
- Experience in energy transition and emerging green technologies
- Ability to learn quickly with a high level of attention to detail and strong organizational and time management skills