PNC EVG Valuation Analyst Sr 

United States, Ohio, Cleveland 

520452556

*The successful candidate will be located within reasonable traveling proximity of one of four specified office locations, as physical office presence is required a minimum of three times per week.**Requires a minimum of 3 years professional experience with a background in corporate financial analysis, ie analyzing financial statements and understanding corporate cash flows. Relevant experience can include Corporate/C&IB underwriting and/or Credit Products Group. Additional relevant experience consists of preparing and writing credit proposals and supporting documentation, presenting proposals, and communicating findings. Significant accounting experience and/or CPA may be considered.
Job Description

• Provides business valuation for leveraged lending borrowers. Works independently with little or no oversight. Uses multiple data points and valuation methodologies in conjunction with independent judgment to derive well-supported enterprise valuations under both base and stressed case scenarios.
• Conducts research for multiple industries (including economic and market trends) for both private and public companies. Compares subject companies to peers. Researches current and trough level market and transaction comps pertinent to the underlying industry/business. Synthesizes all available data and reconciles conclusions.
• Analyzes information and applies critical thinking skills and independent judgment to evaluate the reasonableness of the base and stressed case free cash flow projections, provided by the various underwriting functions for use in a discounted cash flow analysis. Could require further discussions with underwriting to understand company's key performance drivers, competitive niche, and free cash flow assumptions. Provides written analysis of assumptions, conclusions and other information supporting the enterprise valuation conclusions.
• Develops valuation analyses under both base and stressed case scenarios derived from multiple methodologies. Produces a detailed memorandum that includes a detailed justification of the calculations and assumptions and supports the reasoning and conclusions made regarding the valuation.
• Responds to challenges and questions from underwriters as well as other first, second and third lines of defense regarding the reasonableness of the valuations derived. Participates in the development of systems and reporting for use by various units and senior management.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and requiredneeded to be successful in this position.

Anti-Money Laundering (AML), Cash Flow, Due Diligence, Economic Policy, Financial Analysis, Real Estate Law, UnderwritingAccuracy and Attention to Detail, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Information Capture, Knowledge of Underwriting, Managing Multiple Priorities, Operational FunctionsRoles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.No Required Certification(s)No Required License(s)PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility*: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

California Residents

Refer to the