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Citi Group Credit Review Senior Officer Vice President 
United States, Indiana 
503627936

10.09.2024

Shape your career with Citi in Dublin. Byjoining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Citi has had a presence in Ireland since 1965, it was one of the first foreign banks to open an office in the country and is the Citibank Europe Plc (CEP) Headquarters. CEP is the main European Union (EU) licensed banking entity for Citi in Europe and has branches in 21 countries. It is a systemically important bank for the European Central Bank (ECB) and Central Bank of Ireland (CBI). CEP has adopted principles based on regulatory requirements and guidance specifying the requirements and timeline for independent credit risk review which drives the rationale for this role.

What you’ll do

  • Assesses the effectiveness of credit risk management at Citi and the ability of the Business and Independent Risk to identify, monitor and mitigate current and emerging credit risks across assigned BICR Review Entities

  • Management of BICR Review Entities through quarterly Business Monitoring and periodic Reviews

  • Assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationships

  • Assessment of the effectiveness of the credit risk processes and standards of assigned Review Entities to promote leading practices and identify opportunities for improvements

  • Assessment of Business and Risk staffing levels to determine the effects on assigned Review Entities

  • Preparation of Credit Assessment Documents in accordance with and at the quality standards required by the BICR Manual and Review Guides

  • Approval of relationship-level file testing prepared by BICR Credit Risk Reviewers

  • Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of the effectiveness of the same after implementation by the Business

  • Accountability for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and Banking & International Credit Review Reports created for the assigned Review Entities

  • Support Credit Review Managers, Senior Credit Review Managers and Global Head of Banking and International Credit Review on cluster and/or global tasks

  • Proactive communication to Credit Review Team Managers, Senior Credit Review Managers and GRR Senior Management of any concerns and/or emerging risks that may jeopardize the assigned Review Entities

  • Travel Required (10% to 30% depending on cluster)


What we’ll need from you

  • Demonstrable financial services experience including credit experience in corporate or commercial banking

  • Work experience in Banking, Finance, Accounting, Economics, Business Administration or similar with credit or financial statement analysis experience

  • Good knowledge of capital markets products, including derivatives

  • Expert in risk analysis and risk management processes for one or more products and lending areas

  • Fully conversant in credit policy matters with proven sound judgment

  • Regulatory experience or relevant experience in a similar role at another institution is desirable

  • Advanced analytical skills, with the ability to identify root causes and trends and anticipate horizon issues

  • Strong project management skills, with the ability to coordinate and manage large review teams

  • Ability to recognize emerging risks, including operational risk

  • Proven ability to build and maintain relationships and exert influence without direct authority

  • Excellent written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

  • Proficient in Microsoft Office (Word, Excel, and PowerPoint)

  • Knowledge of Citi's organization and systems preferred

  • Language skills preferred, depending on cluster

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Credit Review Risk Management


Time Type:

Full time

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