JPMorgan Risk Management Associate 

United States, Texas, Plano 

464148537

Job responsibilities

• Manages and monitors a portfolio of client credit exposures, across industry classes, on an ongoing basis
• Takes ownership of client credit needs and projects and independently develops a credit opinion
• Oversees and conducts credit analysis and approves or seeks approval for all lending and trading related transactions, including operating exposures, individually or as part of a deal team
• Provides credit expertise in structuring new loan and derivative transactions
• Leads or assists in negotiating, finalizing, and executing documentation for loans and derivatives
• Remains current on all aspects of the credit relationship, including exposure, compliance, potential problems and opportunities
• Provides a cohesive and comprehensive approach to review ratings, risk assessment, portfolios, clients and industries in their sector
• Prepares and presents quarterly and annual risk reviews and tiering analyses
• Reviews and assigns risk ratings and maintains updated credit research on their portfolio of clients
• Works with CIB Coverage, CB Coverage and Americas Corporate Banking on allocation of capital for clients; maintains threshold and industry limits

Required qualifications, capabilities and skills

• Excellent accounting and corporate finance expertise
• Completion of a major corporate bank credit training program or equivalent experience
• Strong analytical and financial modeling ability
• Solid knowledge of loan and derivative products, documentation, and structuring
• Experience negotiating legal documents associated with credit products
• An interest in client interaction
• Outstanding verbal and written communication, along with strong inter-personal skills
• An exceptional work ethic
• Ability to work well under pressure on teams in a demanding environment
• Proficiency in Excel, PowerPoint and Word software
• Minimum of 3 years related experience in credit risk, either in banking or a corporate finance role

Preferred qualifications, capabilities and skills

• BA/BAA degree required, MBA or CFA designation is a plus