Job Responsibilities:
- Identify and implement world-class New Account Offer Generation strategies while ensuring that all aspects of credit, legal, reputational and operational risks are considered.
- Monitor performance of New Account Offer Generation strategies for all Consumer products.
- Work with peers across business and within risk to identify opportunities to manage risk-adjusted returns for achieving financial and strategic objectives.
- Ensure appropriate measurement, evaluation and reporting standards are maintained within underwriting strategies to ensure the identification of risks and opportunities.
- Be an effective advocate and spokesperson for management on risk issues and risk management strategies.
- Develop deep and productive working relationship with the leaders across Marketing, Finance, Risk Execution, Legal and Compliance.
Required qualifications, capabilities and skills:
- A Bachelor's degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Operations Research) or equivalent work/training is required.
- 2+ years of risk management or financial services experience
- Strong P&L knowledge and understanding of profit drivers.
- Excellent oral and written communication skills.
- Ability to develop common-sense solutions to complex business challenges.
- Ability to logically structure analyses using strong analytical, interpretive, and problem-solving skills.
- Ability to translate complex analysis into concise presentations with sound business conclusions.
- Strong knowledge of SAS and SQL.
- Familiarity with current analytical techniques, e.g. regression, decision trees and segmentation techniques
- Ability to partner and collaborate to effectively drive change across functions and geographies
Preferred qualifications, capabilities and skills:
- Master’s degree is preferred.
- Experience in strategy development is preferred.
- Knowledge in Python is preferred.