Contributes to the analysis and preparation of reports for Internal Management, Regulators, Auditors, etc. that detail risks inherent in Credit, Market, Operational or other Risk Portfolios. Reporting can cover a variety of areas including but not limited to: portfolio concentrations, limit exceptions, stress testing, loss reserves or high-risk exposures. Roles
Assists in Credit Bureau Reporting initiatives.
Participates in preparing regular and time-sensitive ad-hoc deliverables to the regulators and senior managements, closely working with industry and regional senior portfolio managers
Oversees the design and development of management reports pertaining to consumer risk within Citi’s global lending portfolios, in collaboration with clients and business partners across the organization (particularly within the global risk management organizations and finance).
Generates credit and financial ratios and other statistics to evaluate the firm’s credit position across product lines, business units, legal entities, and geographic locations in which the company operates.
Collects and organizes information, and produce tabular and graphical reports and presentations for internal and external
senior audiences, within established timeliness and report execution parameters.
Designs and executes control processes around all department output.
Researches data anomalies and adverse trends as appropriate.
Analyzes peer financial data for the purposes of conducting competitive benchmarking analyses pertaining to consumer credit statistics.
Analyzes macroeconomic and internal impacts on portfolios at the business / product / sub-product level. Based on analysis, identify emerging performance trends and potential data anomalies across the business
Provides best in class service to our client base – the Chief Risk Officer and her executive committee, members of the independent risk management organization, US & International regulators, colleagues in Franchise Risk Architecture, Finance, Technology and business groups.
Serves as a representative of senior risk information users in decisions regarding development and implementation of Citi’s overarching risk information strategy, and assist in defining (and refining) strategies for near- and long-term improvements to the global reporting infrastructure.
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
Qualifications:
15+ years of experience in finance and/or risk information analytics
Experience managing teams and staff at various levels (analysts to SVP) Expert in development and senior usage of portfolio credit risk MIS Strong understanding of key credit risk performance metrics, macroeconomic indicators, and general banking concepts. Ability to independently and effectively work across all levels of management and across functions to accomplish the mission Demonstrated strong leadership experience, especially in transitioning or challenged environments (including strong facilitation skills)
Excellent presentation skills, including perfected English (spoken and written)
Strong analytical and detail orientation
Strong project management skills and ability to coordinate several reports / projects at once
Education:
Bachelor’s/University degree, Master’s degree preferred and managerial experience
Manages UAIR reporting responsibilities to comply with regulatory requirements associated with the Disposiciones de carácter general aplicables a las Instituciones de Crédito (Circular Única de Bancos), which establish minimum supervisory policies, standards, and practices in risk management.
Oversees MIS reporting and analytics that support risk policies and strategies across all risk stripes.
Works closely with key partners to support and advance projects being developed for Banamex IPO readiness and isolation requirements, including optimizing risk input for MX GAAP reporting, establishing governance around new US GAAP reporting requirements, and exiting TSAs.