Payoneer BSA/AML Officer 

United States, New York, New York 

446428496

BSA/AML Officer

This role will be based in our New York, NY office.

What you'll do:

• Lead the execution, evolution, and continuous improvement of the firm’s BSA/AML/CTF program, driving industry standard best practices and risk-based approach to risk mitigation
• Manage, lead, and provide oversight to a team of BSA/AML/CTF compliance personnel, comprised of team leads and analysts.
• Maintain applicable BSA/AML/CTF and risk related Policies and Procedures, ensuring Policies and Procedures are aligned with applicable state and federal requirements and regulatory expectations
• Analyze and assess potentially complex scenarios and cases involving customer due diligence, politically exposed persons, negative news results, and other escalations related to U.S. compliance matters.
• Provide end-to-end oversight and monitoring of the Suspicious Activity Reporting processes, including ensuring timely, accurate, and compliant SARs are filed
• Support transaction monitoring and investigations workstreams, ensuring adherence to defined policies, procedures, and industry standard best practices
• Facilitate and collaborate with applicable stakeholders on the annual BSA/AML/CTF Risk Assessment
• Assist with Federal and State Examinations and internal and external independent reviews or audits of the BSA/AML/CTF Program
• Independently monitor & provide education and oversight of employees on emerging AML/CTF risks posed by Payoneer’s customers, products, services, or geographies served
• Manage responses to subpoenas or other document requests from law enforcement or regulatory agencies as applicable
• Develop categories of appropriate Management Information regarding the BSA/AML/CTF Program and ensure completion of same for Senior Compliance Management and Business Management
• Assist and advise Head of Compliance and other members of Senior Compliance Management of emerging risks, new or amended laws, regulations, or agency guidance and recommend Program improvements or enhancements

What we’re looking for:

• Extensive knowledge and practical application of BSA and AML laws and regulations, including the Bank Secrecy Act, USA PATRIOT Act, OFAC requirements, financial fraud, and applicable state and federal statutes
• Proven leadership track record with successful management oversight of a team both locally and remote
• Experience with higher risk customer types, investigations, and complex transactional flows
• Must have a minimum of 7-8 years of experience with U.S. banking regulations and/or other highly regulated industries and knowledge of best industry practices
• Must have sound management skills and experience
• Excellent interpersonal, verbal, and communication skills (including presentations)
• Strong investigative and research skills – great organizational and analytical skills combined with innovative thinking
• Bachelor’s degree / CAMS certification or equivalent
• Eligible to work/live in NYC
• Proficient computer skills, especially Microsoft Office applications
• Ability to work in a fast-paced, deadline-driven environment
• Strong professional presence to support regular interactions with senior management

What we offer:

• Discounted medical, dental, and vision insurance (coverage starts on day one) HSA and FSA
• 401K with employer match
• Employee Stock Purchase Plan (ESPP)
• Fitness/Wellness reimbursement
• Generous PTO, paid holidays, and parental leave
• Learning and development opportunities
• Flexible work from home schedule
• Volunteer activities
• Fun office culture with supportive leadership

The annual base salary range for this position is: $160,000 - $175,000.