Job Summary:
A key member of the J.P. Morgan Private Bank team of specialists, the Associate Lending Advisor will help to manage a number of our most complex borrowing relationships by presenting J.P. Morgan Private Bank’s Credit solutions to ultra-high net worth clients and assisting on subsequent implementation.
Job Responsibilities
- Work on credit leads from prospects and existing clients and assist on credit marketing initiatives for the local market
- Partner with a variety of team members to uncover needs and help to deliver sophisticated and innovative solutions to client and prospect financings or restructurings
- Develop creative, innovative solutions to new client financings or restructurings within acceptable credit/risk parameters
- Analyze capital structures of clients; advise on appropriateness of structure vis-à-vis client's balance sheet, cash flow;
- Develop the credit book and play a lead role in credit approval process
- Able to work in a team based environment and assist in the development and retention of junior team members
Required Qualifications, Capabilities, Skills
- Degree in Finance or related field
- Understanding of credit, financial instruments and derivatives transactions
- Energetic and driven with the ability to demonstrate excellent relationship management skills
- Business development and overall marketing skills
- Ability to identify and analyze credit opportunities and the attendant credit risks
- Familiarity and expertise with credit documentation
- Experience in structuring complex transactions