Wells Fargo Credit Risk Manager - Consumer 

United States, Iowa, West Des Moines 

436545180

In this role, you will:

• Provide leadership in support of the Consumer Lending unsecured and small business banking products
• Analyze and assist with the approval of programs and policies with a measurable impact on the level of risk
• Identify and recommend opportunities for developing and implementing strategic initiatives and processes to drive the company credit culture, desire, and business performance
• Make decisions and resolve issues regarding assessing and predicting risk and performance through business analysis and modeling of Credit Risk to meet business objectives
• Interpret and develop policies and procedures for measurable impact on the level of risk taken in credit activities with low to moderate complexity within scope of responsibility
• Lead initiatives, analysis, and ongoing processes to drive credit culture, appetite, and business performance with input from senior leadership within a single function or line of business specific role
• Advise and counsel leadership
• Collaborate and influence all levels of professionals including senior managers
• Engage stakeholders and internal partners associated with the function
• Lead team to achieve objectives
• Interact with internal and external customers
• Manage allocation of people and financial resources for Credit Risk
• Mentor and guide talent development of direct reports and assist in hiring talent

Required Qualifications:

• 4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 2+ years of leadership experience

Desired Qualifications:

• Previous Consumer Lending, Credit Card, Small Business Banking or Risk Management leadership experience
• Strong background in unsecured lending credit policy and underwriting guidelines preferred
• Demonstrated management experience building and leading a high performing and engaged team
• Demonstrated experience in quantifying operational program effectiveness and identifying and implementing strategies to effectively manage risk
• Demonstrated ability to use metrics and data to make decisions that drive results.
• Strong ability to identify potential industry challenges and opportunities in order to proactively assess and manage credit risk
• Exceptional problem solving and analytical skills with proven ability to turn findings into executable plans
• Proven and demonstrated leadership skills including relationship building, partnering and collaboration skills with clear ability to influence, gain buy-in and negotiate with a diverse group of key businesspartners/stakeholdersincluding senior management
• Excellent written and verbal communication skills with experience presenting to senior management and ability to articulate key messages around risk, issues, customer impacts, etc.
• Demonstrated change leadership skills with ability to lead through change impacts ​

Job Expectations:

• Ability to work onsite at one of the posted locations under a hybrid model.

Posting Locations:

• West Des Moines, IA
• Minneapolis, MN
• Charlotte, NC
• Tempe, AZ
• Dallas, TX

Pay Range

$120,400.00 - $250,000.00

8 May 2025

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.