Wells Fargo Director Platform Intelligence Innovation – Commercial Card 

United States, Utah, Salt Lake City 

436340124

In this role, you will:

• Manage and develop specialized teams of managers and professional individual contributors
• Analyze customer and results-oriented information
• Perform market research related to development and testing of services and products
• Identify opportunities and strategies for establishing pricing policies, distribution strategies, technical systems, and customer requirements
• Manage companywide efforts to align and coordinate distribution channels, systems requirements, product introduction, marketing, training, and ongoing product and service management
• Lead teams by making strategic decisions to resolve highly complex, unique, and critical product line issues to meet deliverables
• Interpret and develop range of new products or product lines and product life cycle management for functions with moderate to high complexity and risk
• Collaborate with and influence stakeholders, subject matter experts, project managers, and experienced leaders
• Manage allocation of people and financial resources for Product Management
• Develop and guide a culture of talent development to meet business objectives and strategy
  

Platform Strategy & Modernization

• Lead the strategy and execution of platform modernization efforts to enhance the scalability, security, and efficiency of our commercial card infrastructure.
• Partner with technology teams to define and implement enhancements that improve user experience, API connectivity, and integration with corporate treasury platforms.
• Drive automation and digitization initiatives to streamline internal processes, optimize operational efficiencies, and enhance the customer experience.

Intelligence, Data-Driven Insights & Credit Risk Management

• Develop and execute a strategy for leveraging data analytics, AI, and machine learning to improve portfolio performance, customer insights, risk assessment, and credit decisioning.
• Partner with finance, risk, and product teams to design and implement data models that support dynamic pricing, spend analytics, and credit risk evaluation.
• Establish key performance indicators (KPIs) to measure business impact and inform strategic decision-making.
• Work closely with credit risk management teams to enhance underwriting strategies, risk monitoring, and credit policies for commercial card clients.

New Product Development & Innovation

• Lead the end-to-end development of new commercial card products and features, from ideation to market launch.
• Identify emerging trends, technologies, and partnerships that can enhance the commercial card value proposition.
• Collaborate with FinTechs, networks, and industry partners to drive differentiated solutions and new revenue opportunities.
• Lead the development of pilot programs, proof-of-concepts, and innovation initiatives to test and scale new capabilities.
  

Required Qualifications:

• 10+ years of experience in commercial payments, new product development, financial services technology, data analytics, and credit risk management.
• Deep understanding of commercial card platforms, automation, data analytics, underwriting strategies, and digital transformation in banking.
• Proven track record of leading technology initiatives, data-driven decision-making, and innovation in a complex environment.
• Experience working with APIs, AI, machine learning, automation technologies, and digital payment solutions is a plus.

Desired Qualifications:

• Advanced degree preferred
  

Job Expectations:

• Ability to work on-site at approved location at least three days a week
• This position is not eligible for Visa sponsorship

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.