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Citi Group Officer - Underwriter Hybrid 
Philippines, Taguig 
433536265

17.09.2024

reports directly to the ICM Real Estate Credit Senior Underwriter.

KEY RESPONSIBILITIES:

  • Ensures Credit Approval Memo (CAM) packages are complete, accurate and thoroughly documented
  • Conducts analysis and structuring of credit requests for clients and prospects
  • In-depth analyses of financial data and other information provided by the client
  • Conducts projection modeling, stress testing and other analyses using research and evaluations from a wide variety of sources
  • Assesses deal strengths and weaknesses and risk factors
  • Ensures all transactions are in compliance with regulatory and Citi guidelines, policies and procedures
  • Remains current on all aspects of the credit relationship, including exposure, compliance, and potential credit concerns and engages with ICM Early Warning, Collateral Management, and Transaction Management teams on resolving exceptions
  • Oversees periodic relationship credit monitoring including Annual Reviews (ARs), Quarterly Reviews (QRs), Criticized Credit Reviews (CCRs).
  • Notifies bankers and risk managers of any deterioration in operating performance based on financial reporting
  • Supports the Senior Underwriter and Underwriter during internal reviews (FCR, COBRA, IA) and external regulatory exam responses
  • Prepares quarterly and annual risk reviews and tiering analyses as appropriate and as requested by CCAR/CCEL or equivalent applicable processes
  • Expected to be conversant on safe and sound risk practices within Real Estate Credit including all policies, procedures, laws, regulations and risk limits specific to their Portfolio
  • Travel required (up to 25%)
  • Supports action plans to ICM Underwriting Voice of the Employee (VOE) initiatives
  • Demonstratable financial services experience, including5-7 yearsof credit experience in Banking or Credit Risk Management
  • Deep knowledge of Wholesale Credit Processes and organizational awareness including ICM Underwriting functions, covered portfolios, and processes
  • Proficient understanding of policies and procedures with the ability to execute change seamlessly
  • Credit Officer (CO) or demonstrating the skills aligned with that designation
  • Strong ability to quickly learn and navigate Citi´s system/platform
  • Experience in assisting with the preparation of presentations for senior-level audiences.
  • Outstanding awareness and adherence to the control environment including Quality Assurance and Quality Control

SKILLS/COMPETENCIES:

  • Strategic orientation to ensure the ICM Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi
  • Recognized as a skillful manager with a track record of building high performing teams
  • Proven culture carrier
  • Powerful interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
  • Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
  • Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
  • Advanced Microsoft Office (Word, Excel, and PowerPoint) skills

QUALIFICATIONS:

  • BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
Risk ManagementCredit Decisions


Time Type:

Full time

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