JPMorgan Risk Management - Chief Credit Officer 

United States, New York, New York 

419089176

Job responsibilities:

• Take ownership of the approval process for new loans, modifications, risk grades, and annual reviews while managing and developing junior Credit Officers and Analysts.
• Provide recommendations to business partners and senior management during the prescreen, structuring, and approval-to-pitch process.
• Guide complex structuring and loan negotiation with expert judgment throughout the loan closing and monitoring process.
• Ensure compliance with the firm's risk management and control policies and lead 3rd line of defense and external regulatory reviews of the portfolio.
• Utilize credit authority throughout the loan origination and monitoring phases.
• Monitor industry and economic trends to identify potential risks and elevate issues to Senior Management.
• Collaborate in periodic portfolio reviews with Senior Management.
• Oversee ad hoc risk-related projects and workflows.
• Drive efficiency through automation and embrace new technologies.
• Communicate with external and internal stakeholders..
• Contribute to various AWM and CCB Committees and Forums as a voting member or IRM partner.

Required qualifications, capabilities, and skills:

• Master’s or Bachelor’s degree required.
• 15+ years in a banking or credit role with a track record of exceeding performance expectations.
• Proven skills in loan structuring, complex finance structures, negotiating, credit analysis, and portfolio management.
• Advanced knowledge of the high net worth industry and financial markets.
• Superior understanding of market dynamics and economic drivers.
• Outstanding professional reputation and integrity.
• Strong leadership skills and ability to manage and train a team.
• Strong presentation, business writing, and communication skills.

Preferred qualifications, capabilities, and skills:

• Experience with high net worth lending and capital markets.
• Familiarity with innovative technologies in risk management.
• Ability to drive strategic initiatives and projects.
• Experience in regulatory review processes.
• Active participation in industry forums and committees.
• Strong analytical and problem-solving skills.
• Ability to collaborate effectively across teams and functions.