JPMorgan Risk Management - Balance Transfer Marketing 

United States, Delaware, Wilmington 

416621083

As a Vice President in Balance Transfer and Marketing Eligibility team, you will be responsible for the development and maintenance of credit card strategies for existing accounts. You will have direct ownership and accountability for a defined group of portfolio risk strategies with a focus on managing credit losses and profitability. This role will focus on portfolio strategies such as balance transfer and Portfolio Offer Engine strategies and will seek to optimize segmentation, targeting, performance, and decision profitability.

Job Responsibilities

• Have direct ownership and accountability of initiatives for balance transfer and portfolio offer engine strategies. This includes oversight of eligibility rules, strategy segmentations, and financial assessment. Candidate will work together with multiple business partners to implement changes to the strategy, and communicate performance and future expectations to multiple levels
• Develop and apply mathematical or statistical theory using analytic tools (SAS, SQL etc.) to collect, organize, interpret, and summarize numerical data sets from multiple sources to develop the best in class risk strategy. Candidate must have excellent SAS/SQL skills
• Recognize opportunities and enhancements to existing strategies to improve overall financial performance, customer experience and execution quality
• Design, implement, track, and report on new strategies in a Test vs. Control environment. Follow a disciplined analysis approach to ensure recommendations taken to Senior Management result in correct decisions
• Effectively develop and communicate creative solutions to business unit management
• Work with execution team to implement, validate, and monitor the strategy quality and its performance; ensure robust control and governance to manage operational risk
• Help spearhead best in class documentation and audit controls surrounding portfolio lending strategies
• Develop and maintain comprehensive controls to ensure processes are executing as designed and perform root cause analysis on trends against these strategies and processes. Where issues arise, must be able to recommend and implement appropriate resolutions
• Act as a leader and mentor to junior analysts to understand data and find innovative solutions to complex business problems

Required qualifications, capabilities, and skills

• 6+ years of risk management or financial services experience
• Strong written and verbal communication skills, including ability to present findings to Senior Management
• Experience partnering across different functions and possess independent decision-making skills
• SAS, SQL, and statistical analysis experience
• Result oriented with high attention to detail and ability to lead projects
• Flexible and able to handle multiple tasks in a fast-paced changing environment
• Knowledge of financial procedures & principles and strong understanding of consumer lending
• Proven innovative thinker with high degree of creativity and possess disciplined analytic and problem-solving skills
• Bachelor’s degree in a relevant discipline like Statistics, Economics, or Finance

Preferred qualifications, capabilities, and skills

• Advanced degree in Mathematics, Statistics, Economics, Finance or a related quantitative discipline preferred