Citi Group Citi Commercial Bank Senior Credit Risk Officer 

Germany, Hesse, Frankfurt 

415315562

Job Title:Citi Commercial Bank, Senior Credit Risk Officer

CCB Risk Management – Western Europe Cluster

CCB Risk

Senior Vice President

Frankfurt, Germany

CEP Germany

Responsibilities:

• Strategic professional who will undertake quality judgmental lending including exercising delegated approval authority to ensure that good business opportunities are not lost yet safeguarding the business interests of the Bank.
• Responsible for critical assessment, recommendation and approval of credit proposals incorporating financial analysis, risk assessment and credit structure.
• Oversee deal approvals including timing of approvals and turnaround in collaboration with business partners.
• Keep abreast with latest industry and sector developments and apply them meaningfully in credit assessment.
• Supplement analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor/ industry risks and trends for senior management.
• Proactive involvement in active risk management through monitoring an assigned credit portfolio with a thorough understanding of the content and aggregate risks within the portfolio, trends and other key statistics.
• Assist in the development of appropriate procedures around approvals, underwriting, and portfolio functions such as lending, early warning, derivatives, collateral, remedial management etc.in consultation with senior business leaders.
• Participate in any ad-hoc projects with meaningful contribution.

Development Value:

This position gives the individual the unique opportunity to be part of the inception of a new fast growing business. As such, the role will entail exposure across CCB Business and its stakeholders.

• Establish, develop and manage Risk and Control environment.
• Strong communication skills as the successful candidate will be the contact person and subject matter expert in the field, providing expertise and guidance to Business and other stakeholders.
• People management skills across diverse team where managerial and leadership skills can be developed.

Opportunities available to take on additional responsibilities over time.

Qualifications:

• Minimum BA/BS degree, Master’s degree preferred
• Senior Credit Officer or Senior Credit Officer candidate
• Fluent in written and spoken English, German (preferred)
• Knowledge of EBA Guidelines (desirable) or strong understanding of risk management principles.
• 15 or more years of credit approval experience within Commercial /Mid Corporate Banking domain.
• Industry specialisation and product knowledge will be beneficial.
• German market knowledge and experience preferable
• Excellent credit and analytical skills, knowledge of credit products & derivatives in the commercial/corporate lending space.
• Excellent communication and diplomacy skills in order to negotiate internally, often at a senior level and occasionally with external customers.
• Sound decision making while able to agreeably present another viewpoint.

Time Type:

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