Capital One Consumer Credit Risk Management Financial Analyst Sr Associate 

United States, Virginia, Richmond 

396668617

West Creek 3 (12073), United States of America, Richmond, Virginia Consumer Credit Risk Management Financial Analyst (Sr. Associate)

Responsibilities

• • Consumer Credit Risk Update to the Board
    - produce risk appetite metrics results, engage with SMEs to draft memo content, partner with CCRM leadership to finalize memo

  • Credit Program Assessment
    - manage input gathering from across our Divisional Credit Offices, ensure data quality and understanding of material changes through independent review of inputs and follow up with SMEs, produce horizontal views for Credit Policy Committee consumption

  • Enterprise Credit Risk Limits Report
    - source inputs directly and through partners, analyze trends and seek understanding where needed, produce final report for distribution to a wide range of stakeholders

  • Consumer Credit Risk Appetite Limits Renewal
    - actively engage in hypothesis development, analysis, reviews, and recommendations associated with the annual renewal of the company’s Credit Risk Appetite and associated metrics and limits

• Ensuring well-managed execution by maintaining updated official records, including formal and informal procedure documentation, and interfacing with Credit Review and Internal Audit to support targeted reviews of our function.

• Play a key role in our journey to achieve end-to-end automation (from 1st line authoritative source to 2nd line reporting) of high-priority usage data associated with Board-level risk appetite metrics to improve overall efficiency and data quality.

• Engage in department budget management activities in partnership with Finance and org leaders as needed, including annual budget planning, outlook updates, flex budget transfers, actuals monitoring, and scenario evaluation. This work will entail direct interaction with certain cost center owners (Vice President-Senior Vice President level), partnership with points of contact within other cost centers across the department, and partnering with Finance to provide consumable reporting that resonates with leadership.

Success in the role requires:

• Attention to detail and a high bar for quality, on-time delivery

• Interest in understanding credit concepts and how business level decisions aggregate into company results

• Desire and capability to engage with credit SMEs to gain appropriate context and understanding of the story behind the numbers

• Ability to partner with and influence colleagues across a variety of functions within and outside of CCRM to achieve deliverables and meet process timelines and quality expectations

• Managing numerous inputs across multiple bodies of work with overlapping timelines while ensuring superior quality output is delivered on time

Basic Qualifications:

• Bachelor’s Degree or military experience

• At least 1 year of experience in financial analysis and financial modeling

• At least 1 year of experience in Microsoft Office or Google Suite

Preferred Qualifications:

• Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance

• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license

• 2+ years of experience in financial analysis and financial modeling

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.