Capital One Director- Underwriter Portfolio Manager Renewable Energy 

United States, New York, New York 

385342552

NYC 299 Park Avenue (22957), United States of America, New York, New York Director- Underwriter and Portfolio Manager, Renewable Energy

As a Lead Underwriter & Portfolio Manager, you are considered a deep subject matter expert in credit risk management or commercial lending for a specific line of business. In addition to performing your responsibilities autonomously, you may play a leadership role across deal teams by guiding or shaping less experienced associates. You are trusted to complete complex transactions or solve more unique problems because of your experience and job specific skills.

Primary underwriting responsibilities may include:

• Lead and compile due diligence to draw conclusions on material current and future risks and mitigates; identify performance drivers, project future performance, and anticipate ability to repay debt; apply industry research across transactions and share key takeaways across the organization

• Lead transaction execution efforts including oversight of junior members, providing feedback, and coaching and developing less experienced member of the team

• Leverage deep expertise in industry trends and market analysis to present findings and potential opportunities to senior management with ease

• Anticipate questions that will be raised during deal review and approval meetings

• Assist and develop procedures to ensure less experienced team members understand financial statement analysis and cash flow analysis

• Review financial models independently and incorporate complex structures or nuances

• Propose appropriate structuring options in tandem with deal team

• Interpret pricing model outputs in context of business return hurdles and consider areas for increasing returns

• Write and prepare all parts of the credit approval document independently; identify need for supplemental analysis and discussion; review work of less experienced members of the team

• Oversee closing process requirements; review closing memo

• Lead documentation process and negotiate provisions of term sheets, commitment letters, and fee letters with internal and external counsel as well as clients

• Independently lead all aspects of process for complex deals, including special circumstances, higher approval requirements, and setting overall expectations

Primary portfolio or asset management responsibilities may include:

• Manage most complex or highest risk portfolio of accounts independently including amendments, refinancing, and recaps; review portfolios of less experienced team members; review and monitor health of portfolio accounts, drive customer retention and performance against expectations

• Proactively anticipate issues, draw parallels from other accounts to own account; resolve problem accounts in partnership with other teams and specialists

• Review and approve annual reviews and both material and non-material modifications

• Facilitate and leads quarterly portfolio reviews; prepare watch and criticized reports for quarterly meetings & annual reviews

• Review past due reporting, covenants, and payments and remediate with the appropriate party

• Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities

Additional Responsibilities may include:

• Build relationships across function and business to foster collaboration between partner groups

• Interact directly with customers to cultivate strong relationships while balancing risk and return

• Consult with legal or Special Assets Department

• Mentor and train rotational analysts and new hires

• Participate in internal initiatives to ensure the business is well-managed and operates efficiently

• Ensure compliance with credit policies and procedures

Basic Qualifications:

• Bachelor’s Degree or Military Experience

• At least 7 years of experience in credit underwriting, portfolio management, or asset management

Preferred Qualifications:

• Bachelor's Degree in Accounting, Finance, or other relevant fields

• 10+ years of experience in credit underwriting or portfolio management or asset management

• 3+ years of previous leadership experience with deal teams or analysts

New York City (Hybrid On-Site): $233,100 - $266,000 for Lead Specialty Underwriter & Portfolio ManagerThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.