Job responsibilities:
- Compile and analyze financial information according to established judgmental risk guidelines
- Provide recommendation to US Lenders based on a thorough knowledge of credit policy, inclusive of financial statement analysis and personal financial analysis
- Analyze Financial ratios particularly to liquidity, leverage and profitability ratios
Required qualification, capabilities and skills:
- Excellent verbal and written communication skills, interpersonal skills, strong analytical and judgment skills
- Self-motivation and ability to work independently in a fast-paced environment as well as knowledge of bank systems and loan/credit operations needed.
Preferred qualification, capabilities and skills:
- Knowledgeable in Spread financial statements
- Corporate Liability and Joint & Several Credit Underwriting
- Financial ratios analysis particularly to liquidity, leverage and profitability ratios.
- Credit Underwriting up to $250M for Corporate Liability(CL) and up to $500M for Joint and Several(J&S) applications
- Bachelor degree in Accounting preferred
- Manila CPA Certification and prior business credit experience preferred
- Bachelor degrees in Business, Finance, or Economics are acceptable with at least 3 years prior credit underwriting experience