JPMorgan Risk Management - Small Business Lending Strategy Vice President 

United States, Delaware, Wilmington 

374693516

As a part of the Business Banking Risk Management Strategic Analytics team, you will generate thoughtful analytics and recommendations for underwriting strategy development. Intellectual curiosity and drive to identify meaningful data-driven insights are key traits for success in the role which covers the strategy life-cycle of analysis, presentation, implementation, operational controls, and performance monitoring.

Job Responsibilities:

• Quantify and analytically evaluate credit risks and financial returns on new small business lending accounts and business client relationships – with a focus on establishing credit risk targets and Key Performance Indicators (KPI’s).
• Develop risk strategy logic to achieve targets, partnering with risk, product, legal, compliance teams to review & approve strategy approach and expected impacts/results.
• Develop monitoring on key performance metrics vs. targets and emerging trends in the mix and quality of credit requests and originated accounts.
• Present analytical results to cross-functional senior leadership groups to obtain buy-in and communicate results & impacts across these groups and auditors & regulators.
• Maintain change-control processes & procedures in ‘audit-ready’ status
• Mentor junior associates on analytical planning & development for business problem solving.

Required Qualifications, Capabilities and Skills:

• Bachelor's degree and 3+ years of professional experience in analytics
• Background in statistics, econometric, or other quantitative field, with an ability to transform raw data into actionable ideas and management information
• Advanced understanding of SAS, SQL, SAS Enterprise Miner, or other decision tree software
• Strong analytical and problem-solving abilities and written and oral communication skills
• Background in consumer or business lending products, credit risk metrics, and key drivers of profitability
• Prior exposure to credit strategy, coding, programming, and operational processes involved in lending

Preferred Qualifications, Capabilities and Skills:

• Master's degree with 5+ years of professional experience related to risk management or other quantitative field of work
• Strong history in small business lending or large loan consumer lending