PayPal Sr Director Credit Risk Analytics CoE 

France, Auvergne-Rhône-Alpes 

371389745

As Senior Director of the Credit Risk Analytics Center of Excellence (CoE), you will lead a Global team responsible for risk reporting, model development, strategy/model monitoring and optimization, and the design of experiments across underwriting, account management, and collections for both SMB and Consumer lending portfolios. You will play a critical role in benchmarking credit performance against industry standards across the risk lifecycle. Additionally, you will be tasked with overseeing loss forecasting, loan loss provision modeling, and stress testing to ensure the overall health and resilience of the lending portfolios.

Job Description:

Responsibilities:

• Lead a team of credit risk analysts in developing and implementing credit risk models across the lifecycle, risk reporting, strategy and model monitoring, and optimization strategies across SMB and Consumer lending portfolios.
• Design and oversee experiments to enhance underwriting, account management, and collections strategy and operational execution, driving improved credit risk performance.
• Benchmark credit performance against industry standards to identify areas of strength and opportunities for improvement across the risk lifecycle.
• Develop and implement loss forecasting models to predict credit losses and inform strategic decision-making.
• Lead loan loss provision modeling efforts to ensure accurate and timely setting of reserves to cover expected credit losses.
• Conduct stress testing exercises to assess the resilience of lending portfolios under adverse economic scenarios.
• Collaborate with cross-functional teams, including 2nd line risk management, finance, and business units, to align credit risk analytics efforts with organizational goals.
• Stay abreast of industry trends, regulatory requirements in loss provisioning/stress testing, and best practices in credit risk analytics to drive continuous improvement.

Qualifications:

• Bachelor's degree in a quantitative field such as Mathematics, Statistics, Economics, Finance, or related field; advanced degree preferred.
• 10+ years of experience in credit risk analytics, including risk reporting, model/strategy monitoring and optimization, and experimental design.
• Strong quantitative and analytical skills, with proficiency in statistical modeling and data analysis tools.
• Demonstrated ability to develop and execute strategic initiatives that drive business growth and profitability.
• Experience with credit loss forecasting, loan loss provision modeling, and stress testing.
• Excellent communication and interpersonal skills, with the ability to effectively collaborate with stakeholders at all levels of the organization.
• Knowledge of regulatory requirements related to credit risk management and financial reporting
• Ability to drive strategic initiatives and influence decision-making based on data-driven insights.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The U.S. national annual pay range for this role is

$143400 to $285450

Our Benefits:

Any general requests for consideration of your skills, please

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