JPMorgan International Consumer Banking Risk - Capital 

United Kingdom, England, London 

369254848

Job responsibilities

• Act as subject matter expert on capital risk and risk appetite across ICB businesses (retail banking and digital wealth management) to ensure cohesive risk management strategies across risk stripes and serve as primary point of contact for internal and external stakeholders
• Own retail credit capital risk assessment for new business initiatives and regulatory submissions across geographies (CCAR / ICAAP)
• Monitor profitability and retail credit risk appetite for the business and legal entities
• Provide macroeconomic and consumer health insights to senior leaders across the organisation
• Manage, mentor and coach a team of four resources
• Partner with Finance, business and Risk stakeholders to ensure strategy alignment and seamless execution
• Ensure compliance with existing risk and control structure while driving future enhancements to risk and control structure

Required qualifications, capabilities, and skills

• Previous Capital Risk Management, Financial Analysis and/or Consulting experience
• Prior experience with capital risk quantification methodologies, stress testing (CCAR / ICAAP / ICARA) and / or risk appetite
• Demonstrated leadership in addressing business problems through structured problem-solving approaches
• History of communicating to senior leaders of an organisation, regulators and external auditors
• Strong analytical skills; ability to synthesize / analyze diverse information, develops recommendations, and makes decisions
• Project Management Skills - well-organized, structured approach; ability to achieve tight timelines on complex deliverables; ability to manage and prioritize projects across cross-functional groups
• Strong communication and interpersonal skills, ability to interact with individuals across departments/functions

Preferred qualifications, capabilities, and skills

• Consumer credit risk experience in one or more UK portfolios (e.g. credit cards, personal loans)