Wells Fargo Lead Financial Crimes Officer 

United States, North Carolina, Charlotte 

363558884

About this role:

The Lead Financial Crimes Officer will be responsible for product risk oversight, emerging risk escalations (e.g., virtual currency, cannabis), AML program trends and root cause analysis stemming from AML related issues, testing results, etc.

In this role, you will:

• Focus on completing product risk oversight reviews for inherent AML risk and new business initiatives, performing research and trend analysis for emerging AML risks, performing root cause analysis for AML areas of interest, and managing emerging AML risk inquiries and escalations.

• Manage work to meet enterprise commitments and strategic objectives.

• Implement and maintain an effective financial crimes program for the Company that complies with all applicable laws, regulations, and regulatory expectations including Bank Secrecy Act, Anti-Money Laundering, Counter Terrorist Financing, Global Sanctions and Fraud.

• Establish and monitor KPI's and KRI's, inclusive of reporting to senior leadership and risk committees.

• Develop and implement procedures, controls, analytics, and trend assessment to ensure identify and mitigate financial crimes risk in a timely and effective manner.

• Identify opportunities and strategies for process improvement and risk control development.

• Balance risk in decision making while operating within the Company’s risk appetite.

• Maintain an awareness of financial crimes regulatory requirements and industry best practices.

• Build strong relationships with all levels of professionals including senior leaders through fostering an environment that ensures communication and cooperation across the three lines of defense to facilitate transparency, balance, and credible challenge.

• Partner across all levels of senior leadership in Financial Crimes to develop innovative methods and adjustments to strategies that will minimize portfolio risk and maximize profits while maintaining alignment to the Company’s Risk Management Framework and the Wells Fargo Financial Crimes Risk Management Program.

Required Qualifications:

• 5+ years of Financial Crimes, Operational Risk, Fraud, Sanctions, Anti-Bribery, Corruption experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications:

• Previous experience in Anti Money Laundering, specifically in Client Risk Management.

• Experience in Financial Crimes Risk Management including supporting regulatory initiatives, controls, new product & business initiatives.

• Proven ability to cultivate relationships and collaborate with multiple stakeholders and constituencies, including business leaders, legal, audit and multiple U.S. and non-U.S. regulators.

• Understanding of Wells Fargo's products, services, customers, entities, and geographic locations, and the potential money laundering and terrorist financing risks associated with those activities.

• Deep understanding of the ever-evolving governance and regulatory environments as well as industry and risk-related best practices.

• Organizational courage and willingness to make tough, informed decisions and thoughtfully share independent perspectives.

• Strong analytical, critical thinking and problem-solving skills, coupled with an ability to translate ambiguous ideas/issues into well-defined plans/solutions with a track record for delivering results.

• Effective communicator, both orally and written, with the ability to ask well-crafted questions and present ideas in a clear and compelling manner, good listener who engenders creative thinking and teamwork.

• Ability to develop and articulate sound proposals to key stakeholders, and an ability to influence and drive timely decision making.

• Experience supporting large-scale organizational change.

Job Expectations:

• Willingness to work on-site at stated location on the job opening.

• This position offers a hybrid work schedule

• This position is not eligible for VISA sponsorship

Pay Range

$111,100.00 - $197,500.00

16 May 2025

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.