Work with Analysts, Associates and Senior Underwriters to oversee andprovide critical support and leadership across LFU’s core functions: (1) Leveraged Finance transaction origination (LBO & Corporates) and credit approval; (2) periodic credit monitoring; (3) portfolio management and reporting, limits and early problem recognition; (4) global leveraged lending related projects and strategic initiatives
Evaluate and gain a strong understanding of clients' business, financial performance and key credit drivers across various industries with the ability to raise issues and concerns as needed
Review and analyze models used for valuation and to forecast the client's operating and financial performance and be able to articulate assumptions and analysis to senior Business and Risk
Supervise Analysts and Associatesin coordination with Citi’s Risk Analytics Unit to perform periodic written reviews of the clients' financial and operating performance, covenant compliance,management/relationshipstrategy, and competitive position within its peer group
Work in conjunction with deal team to assess risk and seek approval for and assist in executing transactions on behalf of clients
Help manage junior banking team, responsible for their credit training and mentoring throughout their tenure in the group
Interact regularly with our product partners in Capital Markets, Investment Banking, Corporate Banking and Risk, in addition to Legal counsel (both internal and external) developing the ability to understand the deal structures and to ensure they are properly documented and approved as per the WCR Standards & Procedures
Analyze underlying business rationale/strategy for deals that are conducted through creating both Business and portfolio reviews for Senior Management on the global risks for the portfolio as well as to highlight key trends in the market
Thought leader to help develop and execute on a robust governance framework for the credit underwriting end-to-end processes
Remain current on all relevant Leveraged Lending market trends and issues
Qualifications:
6-10 years previous credit authority experience. Prior experience working in a regulatory and compliance policy environment
Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections; including complicated business structures with foreign subsidiaries and/or parent organizations.
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Effective inter-personal and written/verbal communication skills
Thorough problem recognition and resolution skills
Pro-active disposition with ability to work autonomously and within a team Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
Typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs.
Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources.
Exercises wide degree of latitude and discretion.
Significant impact on the area through complex deliverables.
Provides advice and counsel related to the technology or operations of the business.
Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.