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US Bank Junior Credit Analyst Category Underwriting 
Ireland 
354267075

20.09.2024

Main Duties include:

  • To detect & monitor changes in existing customers processing

  • Analyse existing merchants who have breached predefined parameters

  • Complete financial and business analysis reports within our systems or in written form as required

  • Responsible for the investigation of additional risk on existing accounts

  • Working closely with our Fraud, Chargebacks & Collections Departments

  • Make credit decisions within allocated sign off level

  • Dealing with customers on a range of credit & risk issues

  • Effective time management and ability to meet deadlines

  • Good team player

  • Ability to identify when an issue needs to be escalated

  • Positive approach and the ability to be self-motivated

  • Support management with tasks as necessary

Main Qualification, Skills and Experience include:

  • Business degree or similar qualification;

  • Excellent credit analysis and analytical skills

  • Strong verbal and written communication skills in English

  • Excellent decision making skills

  • Accuracy and attention to detail

  • Ability to work in a fast-paced pressurised environment

  • Good Microsoft Office Skills

  • Previous credit underwriting experience is an advantage

  • Ability to read and interpret financial statements

  • Self-motivator who works effectively on their own initiative;

  • Excellent interpersonal skills and customer service;

  • Proven track record of dealing with difficult customer queries and providing excellent customer service

  • Alternative language skills are an advantage but not a requirement

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