Bank Of America Manager 

India, Maharashtra, Mumbai 

351029506

Job Description*

• The candidate will be responsible for delivering complex and time critical data mining and analytical request for the Consumer & Small Business Banking, lending products such as Credit Cards and in addition will be responsible for analysis of data for decision making by senior leadership.
• Candidate will be responsible for data management, data extraction and upload, data validation, scheduling & process automation, report preparation, etc.
• The individual will play a key role in the team responsible for FP&A data reporting, adhoc reporting & data requirements, data analytics & business analysis and would manage multiple projects in parallel by ensuring adequate understanding of the requirements and deliver data driven insights and solutions to complex business problems.
• These projects would be time critical which would require the candidate to comprehend & evaluate the strategic business drivers to bring in efficiencies through automation of existing reporting packages or codes.
• The work would be a mix of standard and ad-hoc deliverables based on dynamic business requirements.
• Technical competency is essential to build processes which ensure data quality and completeness across all projects / requests related to business.
• The core responsibility of this individual is process management to achieve sustainable, accurate and well controlled results.
• Candidate should have a clear understanding of the end-to-end process (including its purpose) and a discipline of managing and continuously improving those processes.

Responsibilities*

• Preparation and maintenance of various KPI reporting (Consumer lending such as Credit Cards) including performing data or business driven deep dive analysis.
• Credit Cards rewards reporting, data mining & analytics.
• Understand business requirements and translate those into deliverables. Support the business on periodic and ad-hoc projects related to consumer lending products.
• Develop and maintain codes for the data extraction, manipulation, and summarization on tools such as SQL, SAS, Emerging technologies like Tableau and Alteryx.
• Design solutions, generate actionable insights, optimize existing processes, build tool-based automations, and ensure overall program governance.
• Managing and improve the work: develop full understanding of the work processes, continuous focus on process improvement through simplification, innovation, and use of emerging technology tools, and understanding data sourcing and transformation.
• Managing risk: managing and reducing risk, proactively identify risks, issues and concerns and manage controls to help drive responsible growth (ex: Compliance, procedures, data management, etc.), establish a risk culture to encourage early escalation and self-identifying issues.
• Effective communication: deliver transparent, concise, and consistent messaging while influencing change in the teams.
• Extremely good with numbers and ability to present various business/finance metrics, detailed analysis, and key observations to Senior Business Leaders.

Education* -

• Masters/Bachelor’s Degree in Information Technology/Computer Science/ MCA or MBA finance with 7-10 years of relevant work experience.

Experience Range*

7-10 years of relevant work experience in data analytics, business analysis & financial reporting in banking or credit card industry. Exposure to Consumer banking businesses would be an added advantage.

Foundational skills*

• Strong abilities in data extraction, data manipulation and business analysis and strong financial acumen.
• Strong computer skills, including MS excel, Teradata SQL, SAS and emerging technologies like Alteryx, Tableau.
• Prior Banking and Financial services industry experience, preferably Retail banking, and Credit Cards.
• Strong business problem solving skills, and ability to deliver on analytics projects independently, from initial structuring to final presentation.
• Strong communication skills (both verbal and written), Interpersonal skills and relationship management skills to navigate the complexities of aligning stakeholders, building consensus, and resolving conflicts.
• Proficiency in Base SAS, Macros, SAS Enterprise Guide
• Querying data from multiple source
• Experience in data extraction, transformation & loading using SQL/SAS.
• Proven ability to manage multiple and often competing priorities in a global environment.
• Manages operational risk by building strong processes and quality control routines.
• SQL: Querying data from multiple source
• Data Quality and Governance: Ability to clean, validate and ensure data accuracy and integrity.
• Troubleshooting: Expertise in debugging and optimizing SAS and SQL codes.

Desired skills

• Ability to effectively manage multiple priorities under pressure and deliver as well as being able to adapt to changes.
• Able to work in a fast paced, deadline-oriented environment.
• Stakeholder management
• Attention to details: Strong focus on data accuracy and documentation.

Work Timings*

11:30 am to 8:30 pm (will require to stretch 7-8 days in a month to meet critical deadlines)