As an asset-backed finance portfolio manager, you will own PayPal’s off-balance sheet credit portfolio globally. Externally, you’ll be the key interface for investors, banks, and rating agencies on collateral performance, valuation, and post-closing management. Internally, you’ll integrate data, market intelligence, and analytics to report profitability, financial impact, and performance trends to leadership.
Essential Responsibilities:
- Develop and articulate clear plans to optimize the credit portfolio and meet team performance
- Perform more-complex financial objectives highly specialized domain knowledge and advanced business expertise
- Lead some lending activities that align with it's financial objectives and may coordinate activities of others
- Design credit portfolios for long-term financial success understanding of business needs and industry trends
- Determine methods and procedures on new assignments that may impact activities of others
Expected Qualifications:
- 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
Responsibilities
- Transaction Execution & Governance – Partner with Capital Markets to lead internally-facing activities related to new issuances, extensions and upsizes; coordinate due-diligence streams, first-/second-line approvals, documentation, and key governance activities
- Post-Execution Portfolio Management – Own weekly/monthly performance reporting, trigger monitoring and incident resolution to preserve balance-sheet resilience.
- Market Intelligence & Valuation – Monitor primary/secondary markets, agency reports, and sell-side color to value portfolios and advise on pricing, structure, and investor appetite.
- Process Scalability & Control – Design frameworks that ensure the future scalability of the capital markets platform by automating low-leverage tasks, retiring legacy pain points, and driving operational control standards.
- Support the portfolio strategy for PayPal’s on-balance sheet credit assets: use unit economics, asset yields and customer lifetime value calculations to perform portfolio valuation analysis and strategy.
Experience & Skills
- Experience in asset-backed finance/ABS, or working knowledge in an adjacent structured finance domain (e.g. private credit, infrastructure, DCM). Corporate strategy experience may also be suitable.
- Comfort translating financial analysis into narrative for consumption by senior management.
- Ability to interpret and sensitize financial models.
- Ability to interpret transaction legal docs.
- Track record managing post-execution credit portfolios, operational risk, and regulatory engagements within a banking, asset manager, corporate treasury or fintech environment.
- Advanced Excel (VBA, Python or SQL a plus).
- Strongstakeholder-managementskills spanning investors, banks, and internal stakeholders.
- High self-direction and bias for process improvement; commitment to responsible AI adoption and continuous learning.
- Some experience of US GAAP and/or IFRS three-statement analysis
Travel Percent:
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .
The US national annual pay range for this role is $111,500 to $191,950
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