JPMorgan Risk Management - Consumer Credit Portfolio 

United States, Delaware, Wilmington 

335577606

As a Credit Risk Portfolio Vice President in Quality Assurance, you will leverage experience in credit strategy and operations to challenge and make recommendations to credit risk management. Additionally, you will develop and implement Key Risk Indicators and concentration limits to assist in portfolio performance monitoring. This role requires a deep understanding of credit risk to identify relevant considerations, data analysis to derive insights, and good judgment to recommend solutions to problems that emerge. You will play a pivotal role in promoting end-to-end optimized solutions that mitigate risk while balancing revenue, expense, and customer impacts.

Job Responsibilities:

• Review and analyze portfolio related data (e.g., Key Risk Indicators) to support comprehensive evaluation of portfolio performance
• Prepare executive presentations and compelling narratives for Risk Leadership at various forums, committees, business reviews and management meetings to drive Risks agenda and deliverables.
• Deliver insightful recommendations in a persuasive and thoughtful manner
• Stay abreast of new or updated regulatory requirements, risk management policies/standards/procedures, and technology solutions to understand changes to processes and verify compliance with evolving control requirements.

Required qualifications, capabilities, and skills:

• Have an understanding of the account lifecycle (e.g. underwriting, portfolio management, collections) which will aid in identifying relevant risk considerations
• Detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle
• Bachelor’s degree or equivalent experience required; 7+ years of financial service experience in risk management, controls, audit, quality assurance, risk management, or compliance preferred
• Experience in credit risk management at financial service company, preferably with knowledge of consumer credit card lending or risk capabilities
• Solid functional knowledge, including but not limited to credit risk strategy, business development, product development, project management, etc.
• Understand cross functional dependencies between First Line of defense, product owners, and Credit Strategy to support and provide effective challenge in accordance with risk appetite
• Ability to articulate the impact of risks and issues on the business function
• Excellent written and verbal communication skills with an ability to influence business leaders in a meaningful and actionable manner.
• Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Visio); ability to translate business/functional problems into a conceptual analytical and automation technical architecture
• SAS or Equivalent data mining expertise