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Citi Group Officer Credit Analyst IRAU 
China, Guangdong Province, Panyu District 
324143183

25.06.2024

Responsibilities:

  • Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration.
  • Manages the risk associated with new and existing borrowing relationships through the following:
  • Performs spreads of client business financial statements
  • Creates Customer Accounting Systems’ through Credit Platform
  • Recognizes potential client risk through early warning systems
  • Performs periodic financial statement review
  • Tracks established financial covenants
  • Monitors compliance to borrowing base credit facility
  • Accompanies Underwriting Manager on customer site visits (when appropriate)
  • Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.


Qualifications:

  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software.
  • Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis


Education:

  • Bachelor’s/University degree or equivalent experience


This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Risk ManagementCredit Decisions


Time Type:

Full time

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