Lead key business projects and the implementation of initiatives related to policy governance and manage policy exceptions/approvals and entries
Focus on process improvement and creating efficiencies by ensuring an effective approach and partnership with Audit management and apply consumer risk function knowledge (e.g., scoring and segmentation techniques and their uses)
Conduct gap analyses and remediation work of any misalignments for policy changes
Ensure test and significant credit changes are adequately reported and tracked and Peak Ending Net Receivables (ENRs) are adequately approved and stored systemically
Provide regular feedback on all initiatives, tracking, reviews and reporting emerging trends and opportunities to senior management
Establish cross-functional partnerships and networks to contribute to and execute cross-functional and business initiatives, such as developing/maintaining infrastructure through partnership with the Centralized Risk Infrastructure team
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
7-10 years of experience in credit risk management or equivalent training and experience preferably in the financial services industry
Experience in people management and leadership
Working knowledge of SAS or SQL programming and MS Office software proficiency required
Consistently demonstrate clear and concise written and verbal communication
Demonstrated ability to view data holistically and remain detail oriented to synthesize, prioritize and deliver results with urgency
Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation and strategic skills
Proven ability to obtain support and buy-in across a wide range of internal and external audiences
Demonstrated work ethic and influencing skills
Education:
Bachelor's degree/University degree or equivalent experience