JPMorgan Senior Associate - Deposit Pricing Data Analytics 

India, Maharashtra, Mumbai 

317878994

As a Senior Associate in Deposit Pricing team, you will play a key part in the Banking Practice and be empowered to drive key initiatives to completion and be accountable to delivering on the strategic imperatives of the Banking business.

Introductory marketing language:

Deposit Pricing, Sr. Associate

Job Responsibilities:

1. Develop and institutionalize process to maintain an analytical source of truth for deposits data – account/client attributes & performance every month, for new and existing book.
2. Help create/refresh/maintain the pricing strategy for all lending products for GPB’s global deposit business.
3. Analyze prevailing pricing across different clients/products in the book & recommend potential rate changes and analysis at regularly scheduled forums.
4. Own intent in technology projects to revamp pricing screens, controls & deposit placement tickets, increase efficiency and build more data controls.
5. Design, build and maintain models and workflows to evaluate the impact of pricing changes on existing & new book volumes and net interest income, defining incremental profitability.
6. Drive active partnership & collaboration with other business lines to understand their pricing strategy and align/re-align where necessary.

Required qualifications, capabilities and skills

1. 7+ years of experience within financial services, supporting the Banking business.
2. Financial services/lending & treasury background in Wealth Management.
3. Structured problem solving – Identify issues, define clear problem statements, arrive at hypotheses, develop frameworks, pull data to unambiguously prove or disprove these hypotheses.
4. Ownership of issues to resolution and knowing when to seek help/escalate.
5. Storyboarding & Presentation – Strong written and verbal communication skills to communicate problem-solving approach, framework and recommendations.
6. Data & Quantitative analysis – Strong proficiency with Excel, PowerPoint, SQL, R, Python, SAS, Tableau, Alteryx
7. Intellectual curiosity – demonstrated eagerness/aptitude to learn about global macroeconomics, short-term yield trends, recent developments in analytical modelling that study client behaviour.
8. Team player with positive attitudes towards new tasks, dealing with obstacles in daily tasks, details oriented and willingness to put in additional efforts.

Preferred qualifications, capabilities and skills

1. Strategic and analytical thinker with a drive towards execution and results.
2. Influencing skills to manage a variety of stakeholders from different functions.
3. Team player who proactively shares knowledge and information within and outside the function and can manage other team members.