Bank Of America Vice President Credit Risk Officer-Corporate/Commercial 

Japan, Tokyo 

316169171

This job is responsible for overall portfolio or product set performance and asset quality and may include credit approval authority. Key responsibilities include focusing on but not limited to credit, market, and reputational risk; as well as adherence to credit risk policies and external/internal reporting, including but not limited to Top of House (TOH) and Line of Business (LOB) specific reports or regulatory related reporting. Job expectations include having detailed knowledge of regulatory issues and providing expertise on highly complex transactions to business/support partners.

Responsibilities:

• Supports the credit approval process and therefore is accountable for overall portfolio performance and asset quality, including underwriting, structuring and monitoring tasks.

• Conducts analysis, inspects and/or develops credit risk reporting for specific products, and monitors and reports on key indicators for changes in credit quality to communicate to senior management.

• Sets adherence to policy and standards and ensures first line credit officers and managers are appropriately performing due diligence that the risk is within the bank's defined risk appetite, using knowledge of stress testing and its applicability to credit risk.

• Monitors for adherence to industry risk governance, as well as monitoring for potential operational, reputational and market risk issues.

• Identifies risks early that could impact the assigned portfolio and coordinates with business counterparts to resolve portfolio issues.

• Translates and manages plans of action to achieve a goal across varying audiences.

• Prepares, reviews and / or submits the regulatory reports in a complete, accurate and timely manner in conformance with regulatory instructions.

Required Skills:

• Credit and Risk Assessment

• Critical Thinking

• Risk Analytics

• Risk Management

• Strategic Thinking

• Decision Making

• Interpret Relevant Laws, Rules, and Regulations

• Issue Management

• Portfolio Analysis

• Regulatory Compliance

• Business Intelligence

• Financial Accounting

• Inclusive Leadership

• Influence

• Presentation Skills

Desired Skills:

• 7+ years Commercial/Corporate banking risk and/or analysis experience

• Working knowledge of business analytical and visualization tools

• Excellent written and verbal communication skills

• Understanding of Risk Management practices and policies

• Ability to interface confidently across all levels of management with both business and support partners

• Regular use of discretion and independent, sound judgment

• Must be industrious, self-directed and intellectually curious