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Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.
Shape your Career with Citi
We’re currently looking for a high caliber professional to join our team as(Internal Job Title: Senior Vice President - C14) based inMumbai - India.Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
We empower our employees to manage their financial well-being and help them plan for the future.
Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
In this role, you’re expected to:
The Credit Review Senior Officer - CALRM is responsible for independently managing the execution of Reviews in accordance with the CALRM Procedures Manual, monitoring and evaluation of Citibank N.A. India Corporate Bank, Commercial Bank, Global Wealth and Markets portfolios, strategies, and credit risks, assessment of the effectiveness of credit risk management, proposal of pragmatic solutions to risk and control issues, and maintaining ongoing contact with a Citibank N.A India senior management through continuous Monitoring, Reviews and corrective action follow-up, where applicable.
Responsibilities:
Assesses the effectiveness of credit risk management at Citibank N.A. India and the ability of the Business and Independent Risk to identify, monitor and mitigate current and emerging credit risks across Citibank N.A India aligned with credit regulatory expectations.
Management of Citibank N.A India portfolio through ongoing testing and periodic Reviews.
Assessment of the quality of the portfolio and relationships, including identification and evaluation of emerging risks.
Assessment of the quality and adequacy of credit analysis, ongoing credit management, as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationships and other credit regulatory obligations.
Assessment of the effectiveness of the credit risk processes and standards to promote leading practices and identify opportunities for improvements.
Peparation of Credit Assessment Documents in accordance with and at the quality standards required by the CALRM Procedure Manual .
Approval of relationship-level file testing prepared by CALRM Credit Risk Reviewers.
Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews and subsequent validation of the effectiveness of the same after implementation by the Business.
Accountability for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and CALRM Review Reports created for Citibank N.A India.
Support Senior Credit Review Managers and Global Head of Banking and International Credit Review.
Proactive communication to Senior Credit Review Managers and GRR Senior Management of any concerns and/or emerging risks that may jeopardize the Citibank N.A India entity.
Knowledge/Experience:
Demonstrable financial services experience including 12 years of credit experience in corporate or commercial banking .
Regulatory experience or relevant experience inCredit Loan Review Mechanismor similar role at another institution is highly desirable.
Work experience in Banking, Finance, Accounting, Economics, Business Administration or similar withcredit or financial statement analysisexperience.
Good knowledge of capital markets products, including derivatives.
Expert in risk analysis and risk management processes for one or more products and lending areas.
Fully conversant in credit policy matters with proven sound judgment.
Skills/Competencies:
Advanced analytical skills, with the ability to identify root causes and trends and anticipate horizon issues.
Strong project management skills, with the ability to coordinate and manage large review teams.
Ability to recognize emerging risks, including operational risk.
Proven ability to build and maintain relationships and exert influence without direct authority.
Excellent written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority.
Proficient in Microsoft Office (Word, Excel, and PowerPoint)
Knowledge of Citi's organization and systems preferred.
Language skills preferred, depending on cluster.
Qualifications:
BA/BSc or higher in business, finance, or a related field.
Senior Credit Officer qualification preferred.
Time Type:
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