JPMorgan Risk Strategic Analytics Cards Associate 

India, Karnataka, Bengaluru 

308530566

Risk Strategic Analytics Cards Associate inConsumer Card Strategy Team, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk strategy to be employed through the card life cycle. Expectations include assisting in developing, maintaining, and improving program policies, strategies, processes, and procedures within the assigned function, conducting complex analysis and providing accurate and concise results with recommendations to management. Primarily use advanced tools and techniques to perform assigned work.

Job responsibilities

• Own credit risk strategy in consumer card within Chase CCB.
• Drive initiatives and find business opportunities to improve the key performance indicators
• Develop and maintain key credit risk policy strategies by conducting complex analysis to segment data and isolate risk using analytical techniques such as clustering and decision trees, and leveraging both internal and external credit data
• Interpret large amounts of complex data to formulate problem statement, concise conclusions regarding underlying risk dynamic trends and opportunities
• Develop, communicate and implement optimal risk strategies (including rules, cutoffs, policies, operational flows, etc.)
• Identify key risk indicators and metrics, develop key metrics, enhance reporting and formulate areas of analytic focus
• Provide subject matter expertise on strategy implementation/testing and initiatives related to the improvement of risk mitigation processes and infrastructure
• Identify, evaluate and leverage external data sources and analytical solutions to enhance risk strategies
• Work with cross-functional partners, e.g., Finance, Credit, Technology and Business to understand and address key business challenges

Required qualifications, capabilities, and skills

• Master’s/ Bachelor’s Degree in Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)
• Strong SAS programming , Unix, Secure Shell and SQL programming skills
• Advanced PC Skills, Word, PowerPoint, and Excel (graphs, charts, formulas etc.)
• Minimum 4 years of total experience with 2+ years of experience in Consumer Lending Business Analysis, Risk or related Financial Analysis
• Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations via the use of Microsoft Word, Excel, and PowerPoint
• Should be an excellent team person
• Prior experience of working in US Cards industry in strategy / policy role
• Ability to understand business needs, diagnose performance issues, and develop recommendations through combination of data analysis and business critical thinking
• Familiarity with current analytical techniques, e.g. regression, decision trees, segmentation techniques, etc.
• Ability to prioritize goals to meet business objectives and work under pressure and multi-task in a fast-paced environment
• Drive for results, attention to detail
• Excellent verbal and written communication skills - ability to liaison with cross functional groups, present results to senior leaders, create effective presentations.