Job Responsibilities:
- Analyze and provide recommendation on Scored and Graded client credit relationships with exposure up to $500,000, including existing and new transactions. May involve general knowledge of the client, its industry and credit needs.
- Provides input to the structure and terms of the relevant credit products extended to clients.
- Prepares data, metrics and KPIs for relevant products and processes, escalating concerns as required.
- May support portfolio management functions through analysis of business financial statements, industry information and information derived from client correspondence.
- Contributes to running complex credit related models highlighting anomalies or areas of concern to management.
- Assists in preparing quantitative and qualitative credit analysis.
Required qualifications, skills and capabilities:
e are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role.
- Key Competencies: Excellent verbal and written communication skills, interpersonal skills, strong analytical and judgment skills, and strong typing skills needed. Self-motivation and ability to work independently in a fast-paced environment as well as knowledge of bank systems and loan/credit operations needed. Results-oriented team player with a high level of proficiency in organizing, priority-setting, and issues management a must.
- Desired Background/ Training: Bachelor’s degree in accounting preferred. Manila CPA Certification and prior business credit experience preferred. Bachelor’s degrees in business,
Professional Capabilities:
- Analytical Thinking
Proficiency Level: Foundational
- Influence
Proficiency Level: Foundational
- Decision Making
Proficiency Level: Foundational
- Data Literacy
Proficiency Level: Foundational
- Market and Product Knowledge
Proficiency Level: Foundational
- Product Management
Proficiency Level: Foundational
- Escalation
Proficiency Level: Foundational
- Policies and Procedures
Proficiency Level: Foundational
- Risk Management and Controls
Proficiency Level: Foundational
- Systems Knowledge
Proficiency Level: Foundational