Utilize excellent credit analysis and financial modeling skills to underwrite and structure new transactions.
Work independently on the assigned credit portfolio.
Appropriately assess risks/mitigants, balance risk/reward, diligently manage renewals, amendments, and new transactions.
Maintain acceptable credit reporting metrics.
Form well-thought-out, independent views and voice your opinion clearly and concisely.
Defend your position with partners and senior leadership.
Lead complex leveraged finance transactions, including negotiations and legal documentation for bilateral, syndicated, and institutional finance structures.
Work proactively and diplomatically with both internal and external contacts to keep transactions moving.
Act with a sense of urgency and execution to meet both internal and client deadlines.
Partner effectively to develop fulsome client relationships.
Be an expert on Structuring and Credit Policy and the “go-to” person for credit by both internal partners and clients.
Required Qualifications, Skills and Capabilities
BA/BS/BBA degree is required
Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures
At least 5 years’ experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience with leveraged finance transactions.
Use communication skills to effectively solve problems.
Be a mentor to less experienced team members, embrace change, and participate in various projects or improvement exercises for the benefit of the organization.
Demonstrate excellent communication skills both internally and externally.
Significant accounting and finance knowledge and superior financial modeling skills
Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills
Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills
Excellent organizational and project management skills; able to manage competing priorities under tight deadlines
Proven ability to collaborate and build strong partnerships.
Intellectual curiosity with a proven ability to learn quickly
High degree of initiative, self-direction, and ability to work well under pressure