Goldman Sachs Risk Vice President Credit -- Dallas 

United States, Texas, Dallas 

288970352

Key Responsibilities

• Underwrite large, global structured financings (warehouse and other asset-backed financings) and commercial real estate mortgage transactions
• Perform transaction/counterparty reviews, including recommending appropriate internal risk rating for each counterparty and setting credit limits
• Coordinate with business, legal and other teams to fully analyze transactions and ensure appropriate documentation, risk mitigants, and limits to minimize defaults and maximize recoveries
• Represent CR on deal structuring discussions
• Draft deal memoranda, expressing and supporting CR's recommendations
• Present credit views in meetings with senior management and committee members; escalate issues to CR senior management
• Monitor the performance of credit exposures in the portfolio, including adherence to terms and covenants, and help formulate risk-mitigating strategies as necessary
• Detect and escalate notable industry trends and recommend appropriate action to senior management
• Monitor and manage exposure at the facility, product, and portfolio levels; perform sector analysis regularly in order to assess portfolio concentrations and trends
• Coach Associates and Analysts through transaction-specific work and non-transaction related tasks

Basic Skills & Experience

• Bachelor’s degree (or international equivalent)
• Minimum of 5 years of credit risk management experience, with exposure to loan underwriting
• Experience assessing Structure Finance and/or Commercial Real Estate Financing transaction

Preferred Skills & Experience

• Knowledge of lending, derivatives, and funding products and related lending and trading documentation
• Familiarity with regulatory risk rating requirements and application of such guidance
• Strong analytical and communication skills, both oral and written
• Strong organizational skills and the ability to manage multiple assignments concurrently
• Experience in team environment, including to work with colleagues across multiple offices and locations
• Flexibility, ability to learn quickly

Competencies

• Functional Expertise - Keeps up-to-date with emerging business, economic, and market trends
• Technical Skills - Demonstrates strong technical skills required for the role, pays attention to details, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skills
• Drive and Motivation - Successfully handles multiple tasks, takes initiative to improve his/her own performance, works intensely towards extremely challenging goals and persists in the face of obstacles or setbacks
• Client and Business Focus - Effectively handles difficult requests, builds trusting, long-term relationships with clients, helps the client to identify/define needs and manages client/business expectations
• Teamwork - Gives evidence of being a strong team player, collaborates with others within and across teams, encourages other team members to participate and contribute and acknowledges others' contributions
• Communication Skills - Communicates what is relevant and important in a clear and concise manner, shares information/new ideas with others, and demonstrates judgment to escalate as appropriate
• Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyzes complex issues
• Creativity/Innovation - Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and have practical value
• Influencing Outcomes - Presents sound, persuasive rationale for ideas or opinions. Takes a position on issues and influences others' opinions by presenting persuasive recommendations
• Coaching – Being coachable in adapting to the Firm’s culture and becoming a culture carrier in coaching junior colleagues whilst challenging themselves and others to improve