Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.
Credit Portfolio Intermediate Analystbased in
Responsibilities:
- Resolve issues and recommend solutions to moderate problems
- Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
- Serve as an industry expert and advisor
- Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
- Develop risk management framework and processes for funds
- Advise businesses and clients on transaction structures and negotiate credit terms
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.
- Acts as SME to senior stakeholders and /or other team members.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
- 2-5 years of relevant experience
- Experience in financial analysis, accounting and valuation
- Consistently demonstrate clear and concise written and verbal communication
- Ideal candidate will have a Finance/Math/Stat degree holder with at least 4-6 years of work experience preferably with Risk, Margin Lending Products, Credit Operations.
- Knowledge of investment products, trading products, wealth management, systems and key processes would be added advantage and a key differentiator.
- Self-driven individual, with attention to details and passion for Credit Risk management.
- Good Analytical skills and understanding in programming knowledge and tools (Excel, Access etc) are required. Knowledge & Experience in SAS is desirable.
- Good communication skill (verbal and written) and able to interact well with business partners
- Strong team player - Able to effectively network with coworkers from cross functional and multitask in a fast-paced environment
- Good attitude, willingness to learn and possessing high integrity
- Monitor portfolio to identify credit migration/mitigation actions across Margin Lending and Insurance Premium Finance products
- Work with Credit Risk Manager to evaluate, analyze and recommend policy decisions related to credit and collateral acceptance of marketable securities
- Prepare and enhance Portfolio analytics for risk differentiated reviews and ensuring continual compliance with Citi Credit Policy/Regulations/Product Programs such as reviewing portfolio collateral concentration, liquidity and limit excess
- Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
- Provide support to the risk managers on strategic initiatives and related enhancements.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Education:
- Bachelor's degree/University degree or equivalent experience
Portfolio Credit Risk Management
Time Type:
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