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Citi Group Consumer Retail Healthcare Underwriter C14/SVP Irving TX 
United States, Texas, Irving 
265657867

29.05.2025

ICM Underwriters manage a portfolio of relationships acrossConsumer Retail and Healthcare, being responsible for the continuous monitoring of that portfolio. That includes the production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing, in partnership withConsumer Retail and Healthcareand Risk. This role reports to the Head of Consumer Retail and Healthcare Underwriting.

Key Responsibilities:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting,

including, but not limited to:

  • Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums

  • Detailed review of financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis performed by junior resources

  • Review and approval of Credit Approval Memos (CAM) packages

  • Partner with Front Office on structuring and production of term sheet for new transactions

  • Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions

  • Support ICM Underwriting organization on strategic initiatives / projects as required

Risk Management Experience:

  • Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience

  • Experience in and exposure to global credit risk management standards

  • Ability to understand capital markets products and complex financing and product structures

  • Ability to provide strategic insights and strong sensitivity to macro and regulatory issues

  • Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations

Client Relationships / Business Partnership:

  • Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors

  • Navigates organizational complexity and breaks silos

  • Creates and sustains a network of strong partnerships with the business in all segments geographies and other risk functions

  • Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships

  • Proven track record of partnering with global peers in leveraging and implementation of best practices

Qualifications:

  • 10+ years risk/risk-related credit work experience in banking/financial institutions

  • Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit

  • Demonstrates strong ethics and integrity

  • Ability to see the ‘big picture’ in a complex environment

  • Can make decisions under pressure and short timeline

  • Excellent verbal & written communication skills. Active listening skills.

  • Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies

  • Bachelor’s/University degree, Master’s degree preferred

Risk ManagementCredit Decisions

Full timeIrving Texas United States$144,480.00 - $216,720.00



Anticipated Posting Close Date:

May 28, 2025

View Citi’s and the poster.