Wells Fargo Real Estate Lending Executive - Commercial Banking 

United States, North Carolina, Charlotte 

231907277

In this role, you will:

• Develop vision and set direction for underwriting and portfolio management strategies across the investor real estate business segment aligned with organizational goals that ensure thorough risk assessment while supporting profitability.

• Provide thought leadership and direction to enhance underwriting frameworks across traditional cash flow and complex capital financing to improve efficiency and accuracy while driving growth and increasing market share across all segments.

• Drive the partnership across all Commercial Banking Cash Flow and Product Lending executives and Corporate Investment Banking Lending Executives to optimize effectiveness of the function.

• Oversee the underwriting process to ensure advice on capital structure optimization, debt issuance strategies and other tailored financial solutions comply with company policies, regulatory requirements, and industry best practices.

• Lead a team of managers and senior professionals to develop long-term strategies to monitor and manage credit risk associated with Commercial Banking lending activities.

• Review and approve traditional and complex capital structures, ensuring comprehensive risk analysis and adherence to bank policies.

• Collaborate with the relationship management organization, risk management team and key stakeholders to assess market trends and economic conditions to inform underwriting decisions.

• Monitor portfolio performance, identifying risks and opportunities for improvement.

• Prepare and present regular reports on underwriting performance and portfolio metrics to senior management utilizing data analytics to inform decisions.

• Identify and implement process simplification opportunities to streamline workflows and reduce administrative burden on underwriting and portfolio management teams.

• Manage financial resources to ensure commitments are met and align with strategic objectives in Commercial Banking.

• Develop and guide a high performing culture focused on talent development and continuous learning to meet business objectives.

Required Qualifications:

• 8+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• 8+ years of commercial real estate lending, credit underwriting, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• 4+ years of management experience

Desired Qualifications:

• Experience in commercial real estate lending inclusive of non- recourse loan structuring

Job Expectations:

• Ability to travel up to 25% of the time

• This position is not eligible for Visa sponsorship

*Other core Commercial Banking locations will be considered.

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.