7+ years of broad based sales experience within Commercial Dealership Sales (Floor Plan, Real Estate or Treasury Loans, etc.) or Sales Experience within the Dealer Captive Market again focusing on the commercial market.
Requires extensive experience in financial analysis and a thorough understanding of dealership financial statements
Ability to accurately review and opine on the strength/weaknesses of the client's Income Statement and Balance Sheet reporting with emphasis on cash flow and liquidity
Astutely can assess the current and historical financial condition of a company by analyzing ratios, the asset conversion cycle, and cash flow and can identify all of the critical elements for loan structuring
Proven track record of prospecting new business, enhancing existing relationships and closing profitable transactions
Professional proven sales skills and experience, including planning, execution and follow up of client meetings
Outstanding oral and written communication skills
Demonstrated leadership ability
Leverages relevant technology, tools and resources to maximize the financial management of the business
Knows where to find industry information and uses the data to effectively pre-call plan
Leverages an in-depth knowledge of the customer's/client's business to uncover needs in order to deliver the appropriate bank solution
Desire to sell not only core Treasury and Credit services, but also to drive responsible growth through the successful implementation of a broad array of solutions including – Financial Life Benefits, GWIM solutions, and advanced Digital capabilities.
Desired Skills:
Undergraduate degree in related field or equivalent work experience
Existing knowledge of the market preferred
Strong negotiation skills while effectively managing client expectations around deals (overcoming objections)
Identifies and openly shares cross-selling opportunities with partners; influences internal partners/contacts to refer business
Capitalizes on unexpected events or circumstances and turns them into sale opportunities Active member/participation in local ADA organizations
Highly desirable to have active networking contacts and Centers of Influence established in local markets