JPMorgan Risk Management - Credit Vice President Consumer Retail Healthcare 

United States, Texas, Plano 

226568053

Job Responsibilities

• Manage and monitor a portfolio of client credit exposures, across industry classes, on an ongoing basis
• Provide ownership of client credit needs and projects and independently develops a credit opinion
• Oversee and conduct credit analysis and approves or seeks approval for all lending and trading related transactions, including operating exposures, individually or as part of a deal team
• Provide credit expertise in structuring new loan and derivative transactions
• Lead or assist in negotiating, finalizing, and executing documentation for loans and derivatives
• Remain current on all aspects of the credit relationship, including exposure, compliance, potential problems and opportunities
• Provide a cohesive and comprehensive approach to review ratings, risk assessment, portfolios, clients and industries in their sector
• Review and assigns risk ratings and maintains updated credit research on their portfolio of clients
• Work with CIB Coverage, CB Coverage and Americas Corporate Banking on allocation of capital for clients; maintains threshold and industry limits
• Manage credit due diligence process for clients, including for capital markets transactions
• Review and approve written credit approval documents, which include financial analysis and modeling

Required Qualifications, Capabilities and Skills

• Bachelor's degree
• Minimum 5 years of experience in credit risk, either in banking or a corporate finance role
• Excellent accounting and corporate finance expertise and/or completion of a major corporate bank credit training program or equivalent experience
• Strong analytical and financial modeling ability
• Solid knowledge of loan and derivative products, documentation, and structuring
• Experience negotiating legal documents associated with credit products
• Outstanding verbal and written communication, along with strong interpersonal skills
• Exceptional work ethic and ability to work well under pressure on teams in a demanding environment
• Proficiency in Excel, PowerPoint and Word software

Preferred Qualifications, Capabilities and Skills

• MBA or CFA designation
• Previous credit risk experience in Consumer, Retail and/or Healthcare