As an Underwriter III- Mortgage in Assumptions, you will be responsible for delivering top notch support that is vital to Home Lending and the Consumer and Community Bank.
Job responsibilities
- Ensure that loan transaction meets investor assumption transfer of ownership guidelines
- Ensure that loan request meets program and product specifications or counter-offer, when appropriate
- Communicate decision of loan (approval, suspense, denial) to appropriate individuals within JPMorgan Chase
- Uphold fair lending practices of JPMorgan Chase Mortgage
- Meet productivity targets for productivity, quality, and customer satisfaction
- Contribute continually to the success of the business, customers, profitability and controls
- Contribute to the initiatives that improve our business
Required qualifications, capabilities, and skills
- 3+ years' Conventional mortgage underwriting experience
- Expertise in Government, Agency and Jumbo guidelines as well as understanding of Government lending
- Demonstrated high productivity and quality in prior role in a consistent manor
- Demonstrates ability to work in a team, and coach/mentor others
- Strong verbal and written communication skills
- Strong analytical, decision making, and negotiation skills
Preferred qualifications, capabilities, and skills
- Demonstrates understanding of the end to end origination and/or assumptions process flow
- Knowledge of Mortgage insurance policies
- Experience in creative solutions, exceptions justification, and customer focus