Citi Group Assistant Vice President Credit Initiation Supervisory Secured Loan 

China, Hong Kong 

160926418

Hybrid(Internal Job Title: Credit Initiation Manager– C12) based in Hong Kong.Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
• We empower our employees to manage their financial well-being and help them plan for the future.
• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.

In this role, you’re expected to:

• Manage day to day operational works related to Secured Lending Products (Mortgage, Investment Lending and Premium Financing Loans), including but not limited to new application, credit line changes, annual renewal, account credit maintenance request as well as to achieve service / productivity standards, ensure work quality and take appropriate action to optimize risk-reward outcome. Ensure adequate resources are in place from time to time to support business applications volume.
• Monitor & ensure all processes are in compliance with credit policies, operating procedures and local regulatory requirements through effective execution of control program such as self-assessment, day 2 review, quality assurance framework etc.: report to Department Head for any control processing deficiencies issues.
• Review and identify opportunities to eliminate, automate or improve the workflow and process for productivity gain, cost efficiency and service improvement.
• Collaborate with various stakeholders such as Products, Risk Management, Technology, Regional Office (Other markets counterpart), other operation units and government statutory bodies to drive various business initiatives, enhancing applications processing & approval, other account credit maintenance request, post approval processes and government guarantee programs.
• Provide training and individual development guidance to staff, manages staff performance, makes compensation decision and manage staff career development.
• Perform credit analysis during credit assessment and exercise sound credit judgement in evaluating Secured Lending Products applications and account maintenance requests with compliance to the established guidelines / policies and maintain a balance thought between risk and business.

As a successful candidate, you’d ideally have the following skills and exposure:

• 5-8 years of experience in a related role
• Intermediate to senior level experience in a related role with commensurate people management experience preferred.
• Demonstrated ability to resolve issues utilizing in-depth disciplinary knowledge of concepts and procedures.
• Consistently demonstrates clear and concise written and verbal communication.
• Bachelor’s degree/University degree or equivalent experience

Time Type:

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