As a Senior Associate in Consumer Banking finance space, you will report through the Product Profitability Vice President (VP) with a specific focus on cash management, deposit services and fee revenue optimization. Work product includes monitoring and tracking budget, forecast, and actuals of fee revenues while providing business case input and P&L scenarios and analysis to understand drivers of profitability for different deposit products and services. You will partner closely with product teams across cash management, regulatory support, data & analytics and budget pass forecast processes. You will interface directly with multiple senior leaders.
Job responsibilities
- Support the Core Deposit Product Team as the finance point of contact for fee revenue reporting, monitoring and forecasting.
- Create and manage budget and forecast models
- Develop monthly reporting on drivers, fees and deposit services
- Develop profitability and P&L scenario frameworks
- Develop frameworks to provide driver metrics and financial inputs for business cases to support investment in the business
- Conduct variance analysis and explain results in a clear and concise manner
- Actively manage fee revenues and drivers to escalate risks and opportunities versus forecast / budget in a timely manner
- Build and maintain key stakeholder relationships across the business
Required qualifications, capabilities, and skills
- Bachelor’s degree in Finance, Mathematics, Economics or related field
- 3+ years of financial analysis / FP&A type function
- Thorough understanding of profitability drivers and analysis, valuation frameworks, and discounted cash flow modeling
- Ability to leverage data to drive thorough analysis for insightful results to influence decisions
- Experience creating and presenting senior executive level communications
- Highly productive with a keen attention to detail and ability to multi-task effectively
- Strong technical ability with advanced Microsoft Office skills (Excel, PowerPoint)Excellent communication skills with client focus and ability to concisely articulate key insights and recommendations
- Excellent interpersonal skills to build relationships and work effectively with a variety of individuals and business partners
- Self-starter with a steady curiosity and ability to work independently and as a team in a fast-paced, results-oriented environment
- Organized problem solver with a collaborative mindset and strong critical thinking skills
Preferred qualifications, capabilities, and skills
- Experience in analytical tools like Tableau and Alteryx
- Knowledge of Hyperion Essbase and SAP helpful, but not required
- Knowledge of automation tool (e.g. VBA) helpful, but not required