Bank Of America Leasing Credit Senior Officer - Asset Based Finance 

United States, New York, New York 

154215517

Job Description:

Job Description:

Key responsibilities include underwriting and negotiating new transactions, partnering with client-facing teammates to consult on sales opportunities, and providing the product expertise to deliver effective client solutions.

accountable for managing credit quality and the approval process through interaction with Risk Management Officers.

Responsibilities:

• Pre-screen new transactions for existing and new clients to determine credit worthiness and appropriate credit product solutions.
• Analyzing US State and Local governmental entities’ financial statements.
• Responsible for underwriting credit approval memoranda for mandated transactions, incorporating thorough credit analysis and due diligence.
• Participates in ongoing documentation negotiations as required.

Required Qualifications:

• 10+ years’ experience in commercial banking, finance or credit ratings industries with significant credit experience.
• Experience in the analysis and structuring of complex transactions
• Strong credit and risk analysis skills
• Strong presentation, structuring and financial statement analysis skills
• Proven ability to analyze, interpret and negotiate third party documentation
• Proven ability to identify trends and emerging risks in underwriting and client selection
• Proficient Microsoft Office skills

Desired Qualifications:

• Municipal Lending Experience
• Undergraduate degree in finance, accounting or related field preferred.

Skills:

• Risk Management
• Financial Analysis
• Research Analysis
• Loan Structuring
• Underwriting
• Credit and Risk Assessment
• Issue Management
• Credit Documentation Requirements
• Coaching
• Decision Making
• Analytical Thinking
• Collaboration
• Critical Thinking
• Customer and Client Focus’
• Leasing Structuring
• Public Finance Credit Experience

1st shift (United States of America)