Td Bank Business Insights Analyst II 

Canada, Ontario, Toronto 

149429

Toronto, Ontario, CanadaAnalytics, Insights, & Artificial Intelligence

$76,800 - $115,200 CAD

Department Overview

Forecast Methodologies is part of TBSM's Enterprise Stress Testing (EST), responsible for central ownership and analysis of the balance sheet and income Statement Forecast Methodologies for EWST & MST.

The Canadian Line of Business Vertical team within EST is a cross-functional group supporting the end-to-end stress testing functions for TD's Canadian businesses including P&C, Wealth and Insurance. Our work encompasses multiple workstreams including data aggregation, model execution, model development, reporting/analytics, governance, and supporting regulatory requirements.

Job Description

The position will encompass a range of responsibilities in the CAD Forecast Methodology team, specifically focused on the activities relating to stress testing, BAU forecasting, planning, and analysis.

Breadth & Depth

• Provides financial, analytical, modeling expertise to build quantitative models for segment stress testing processes.
• Report on Stress Test Forecast Results timely and accurately, analyze the drivers to results trending.
• Conducts complex quantitative analysis as it applies to areas of responsibility, such as a specific model or portfolio.
• Act as subject matter expert on all stress testing, forecasting and ad-hoc results.
• Performs statistical model assumptions' tests for soundness of model theory.
• Maintain up-to-date documentation on execution steps, business logic, data definition, and forecast assumptions.
• Hands on modeling in the entire life cycle including preparation of model development report (MDR) and annual model monitoring (AMR)
• Assist in the preparation of ad hoc analysis for senior leadership.
• Provides training and mentoring for new and less experienced staff.
• Explores best practice modeling techniques for model enhancement.
• Uses sophisticated analytical thought to exercise judgement and identify solutions.
• Work is guided by policies and industry standards/methods.
• Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders.
• Must be able to work with minimal supervision in an unstructured and fast-paced environment.

Education & Experience

• Undergraduate degree required, advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science)
• 2+ years relevant experience, knowledge of quantitative models and statistical analysis
• Canadian P&C and/or Canadian Wealth experience or associated finance support considered beneficial.
• Experience with Stress Testing & Knowledge of PPNR requirements preferred.
• Comprehensive practical knowledge of quantitative forecasting models, financial analysis techniques and methodologies
• Proven ability to employ complex analytical tools and statistics to perform analysis and forecasting of financial and other business information.
• Excellent written and verbal communication skills are essential.
• Proven interpersonal and consultative communication skills with well-developed presentation skills.
• Ability to successfully plan, develop, lead, and execute projects.
• Ability to effectively interpret, select appropriate techniques, take independent action, communicate, and follow-through.
• Ability to understand and resolve complex issues.
• Ability to manage competing priorities effectively, making good decisions based on business priorities and objectives.
• Experience in statistical analysis and modeling tools.
• Data analytics competencies supported by experience in traversing large data sets to perform analytics/drive business insights.
• Experience in coding and database design.
  • Coding Skills in SAS required.
  • Working knowledge of visualization tools, SAS VA / MLE, Tableau or Power BI preferred
• Proficiency with MS Office Suite, including a strong competency in both MS Excel and MS PowerPoint. Expertise in macros beneficial.

Customer Accountabilities

• Maintain up-to-date documentation on execution steps, business logic, data definition, and forecast assumptions.
• Participate in working groups and building relationships with key stakeholders including CAD P&C Finance, Wealth Finance, Corporate segment finance, Line of Business leadership and strategy team, Enterprise Capital Stress testing team, Data, Modeling, NII teams, Credit & Operational Risk teams.
• Maintain good relations with all internal stakeholders and ensure that all their requirements are met.
• Monitor/report on compliance, management, and strategic initiatives.
• Support established enterprise-wide risk escalation, review and approval processes, data management, policies, and risk assessment processes.
• Should be able to develop good business relationships with internal partners and be able to work with minimal supervision in an unstructured and fast-paced environment.
• Analytical, problem solving and consensus building skills.

Shareholder Accountabilities:

• Drive a culture of continuous improvement and efficiency by ensuring efficient and effective processes, leveraging automation where appropriate.
• Work is guided by policies and industry standards/methods.
• Work in a highly interactive, team-oriented environment with Stakeholders across the enterprise
• Ensure core Bank data and metadata is appropriately managed to support business requirements / needs.
• Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
• Must be able to think conceptually (“out-of-the-box”) and have a high degree of attention for detail.

Employee/Team Accountabilities:

• Continuously enhance knowledge / expertise in own area and keep current on emerging trends /developments and grow knowledge of the business, analytical tools and techniques
• Prioritize and manage own workload to deliver quality results and meet assigned timelines.
• Support a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensure timely communication of issues/ points of interest.
• Identify and recommend opportunities to enhance productivity, effectiveness and operational efficiency.
• Establish effective relationships across multiple business and technology partners, program, and project managers.
• Participate in knowledge transfer within the team and business units.
• Process improvement-focused mindset, with consistent and demonstrated track record of full-scale process re-design and automation.
• Proactive and highly motivated individual who will take the initiative and who can work independently and in a team environment.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Sans Objet