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In this role, you will:
Engages with portfolio managers, senior management, and bank partners to develop and implement strategies that balance risk with reward.
Monitorsaccounts/portfolios/loanbookings to assure compliance with regulatory and company requirements; communicates regulatory and company requirements, tracks compliance and reports/escalates identified issue for resolutions. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation, and remediation of issues, and making sound risk decisions.
Develops strong working relationships with clients to ensure open communication and improved understanding of the client's operating performance and business needs.
Available to periodically travel to client locations.
Provide coaching and mentoring of Analysts.
Participate in building and maintaining effective relationships with existing clients within their products or functional area, including sharing relevant information with coverage partners and senior peers
Review and analyze basic business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables
Participate or provide support to review and analyze low to moderately complex client portfolios for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral and enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memoranda
Present recommendations for resolving low to moderately complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements
Partner with senior peers within the context of individual deals and client relationships to develop inquiries or identify gaps to support the understanding of clients’ businesses, strategic objectives, operational priorities, and financial positions to identify and execute on opportunities for modifications, renewals, and refinancings
Participate in regular portfolio reviews to manage risk and lead problem loan resolutions, where applicable
Partner with product management functional partners to provide feedback on the use of tools to deliver credit solutions more effectively, meeting client and market needs
Collaborate and consult with senior peers and functional partners to resolve client servicing requests and inquiries related to their product
Contribute to functional area planning related to a given product
Required Qualifications:
4+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
4+ years of Asset Based Lending experience
Credit Analysis
Relationship Management
Basic Microsoft Office (Word, Excel, PowerPoint, Outlook) skills
Strong analytical skills with high attention to detail and accuracy.
Excellent verbal, written, and interpersonal communication skills.
Solid problem solving and decision-making skills.
Ability to provide strong customer service and develop customer relationships.
Ability to work effectively, as well as independently, in a team environment. Excellent verbal, written, and interpersonal communication skills. Organizational, multi-tasking, and prioritizing skills Knowledge and understanding of commercial banking compliance controls, risk management, and loss prevention.
Job Expectations:
Travel up to 25%
This position is not eligible for Visa sponsorship
This position offers a hybrid work schedule: 4 days in the office and 1 day remote
Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards
Pay Range
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit for an overview of the following benefit plans and programs offered to employees.
Wells Fargo Recruitment and Hiring Requirements:
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
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